Dorchester County property record for 1111 Sapling Dr, Summerville, SC 29485 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,778 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,885 (Feb 2019) |
| Tax Bill | $2,468 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-05-05-014 |
| Primary APN | 160-05-05-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0078614 |
|---|---|
| Street Address | 1111 SAPLING DR |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-7875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 SUBD: TIMBER TRACE PH 1 |
| Legal Subdivision | TIMBER TRACE |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10801 |
Source: Dorchester County records · APN 160-05-05-014
Assessment roll updated October 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 02, 2023 | Deed of Trust, Mortgage · Line of Credit CPM FCU |
| Nov 09, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 06, 2021 | Correction Deed |
| Jun 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 14, 2020 | Correction Deed, Subdivision Related Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Jan 08, 2020 | Correction Deed, Subdivision Related Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Feb 15, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Deed Document Number | 20193787 |
| Deed Book / Page | 11748 / 66 |
| Last Transfer Date | Aug 17, 2021 |
| Transfer Doc | 0138460168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 0148560016 |
|---|---|
| Date | Aug 02, 2023 |
| Book Page | 14856/16 |
| Instrument | 2023015717 |
| Name | CPM FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jun 07, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0137900111 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 13790/111 |
| Instrument | 2021036408 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0137490199 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 13749/199 |
| Instrument | 2021034454 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Feb 01, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Dec 06, 2021 |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 0138460168 |
| Book / Page | 13846 / 168 |
| Map Reference | CAB M PG 112 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021039100 |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 2684/0124 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1111 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875 |
| Document Number | 2684/0124 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 012684/000124 |
| Instrument | 20324 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Feb 14, 2020 |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 2330/0221 |
| Book / Page | 012330 / 000221 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 3611 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 06, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1111 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jan 08, 2020 |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 2270/0232 |
| Book / Page | 012270 / 000232 |
| Instrument Date | Jan 03, 2020 |
| Instrument | 530 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Feb 15, 2019 |
| Property Address | 1111 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 1748/0066 |
| Book / Page | 011748 / 000066 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 3787 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 04, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1111 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875 |
| Document Number | 1748/0073 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 011748/000073 |
| Instrument | 3788 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Dorchester County records · Assessment roll updated October 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Unified School District | Dorchester School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,468.00 | $16,832 (+37.97%) Land $4,600 Building $12,232 | $420,800 (+37.97%) Land $115,000 Building $305,800 |
| 2024 | $2,468.00 (+11.07%) | ||
| 2023 | $2,222.00 (+1.23%) | $12,200 (-) Land $2,000 Building $10,200 | $305,000 (-) Land $50,000 Building $255,000 |
| 2022 | $2,195.00 | $12,200 Land $2,000 Building $10,200 | $305,000 Land $50,000 Building $255,000 |
Source: FEMA National Flood Hazard Layer, Dorchester County (45035C), updated April 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450350108013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 120 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 120 in force |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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