1104 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1104 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,721 sqft · built 2019
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$298,555 (Apr 2019)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-035`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-035`
Alternative APN	`R0078635`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,721 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078635
Street Address	1104 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 32 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	32
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

Source: Dorchester County records · APN 160-05-05-035

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1104 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Apr 04, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 04, 2019 · Amount on Record
Deed Sale	Apr 04, 2019 · Amount on Record
Deed Document Number	2019007614
Deed Book / Page	11815 / 261
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1104 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2901/0023
Instrument Date	Nov 04, 2020
Transaction Type	Mortgage
Record Updated	Dec 03, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2901/0023
Date	Nov 09, 2020
Book Page	012901/000023
Instrument	30361

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1104 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2343/0183
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2343/0183
Date	Feb 24, 2020
Book Page	012343/000183
Instrument	4261

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 04, 2019
Property Address	1104 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1815/0261
Book / Page	011815 / 000261
Instrument Date	Mar 14, 2019
Instrument	7614
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1815/0268
Date	Apr 04, 2019
Book Page	011815/000268
Instrument	7615

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2049

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,249.00	$16,467 (+38.15%) Land $4,600 Building $11,867	$411,668 (+38.14%) Land $115,000 Building $296,668
2024	$2,249.00 (+12.23%)
2023	$2,004.00 (-6.7%)	$11,920 (-) Land $2,000 Building $9,920	$298,000 (-) Land $50,000 Building $248,000
2022	$2,148.00	$11,920 Land $2,000 Building $9,920	$298,000 Land $50,000 Building $248,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 216 locations within half a mile of this property.

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