1110 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1110 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,706 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2021)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-032`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-032`
Alternative APN	`R0078632`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078632
Street Address	1110 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 29 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	29
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

1110 Sapling Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Dorchester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1110 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 8, 2020	Deed of Trust, Mortgage AMERIS BK
Apr 30, 2020	Correction Deed, Subdivision Related Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 1, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	202112348
Deed Book / Page	13288 / 165
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	0124620144
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 20, 2021
Property Address	1110 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	132880165
Book / Page	13288 / 165
Map Reference	CAB M PG 112
Instrument Date	Apr 19, 2021
Instrument	2021012348
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 SAPLING DR, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2021012349
Date	Apr 20, 2021
Instrument	2021012349

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1110 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2487/0134
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2487/0134
Date	May 13, 2020
Book Page	012487/000134
Instrument	10991

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

April 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 30, 2020
Property Address	1110 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2462/0144
Book / Page	012462 / 000144
Instrument Date	Apr 30, 2020
Instrument	9891
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 1, 2019
Property Address	1110 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1853/0205
Book / Page	011853 / 000205
Instrument Date	Apr 8, 2019
Instrument	9991
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1853/0212
Date	May 1, 2019
Book Page	011853/000212
Instrument	9992

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Sapling Dr was $2,826.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00	$16,629 Land $4,600 Building $12,029	$415,728 Land $115,000 Building $300,728
2024	$2,826.00 (+11.17%)
2023	$2,542.00 (+1.23%)	$14,080 (-) Land $2,800 Building $11,280	$352,000 (-) Land $70,000 Building $282,000
2022	$2,511.00	$14,080 Land $2,800 Building $11,280	$352,000 Land $70,000 Building $282,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1110 Sapling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Sapling Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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