10980 Stelzer Rd, Howell, MI 48855 Property Records

Livingston County property record for 10980 Stelzer Rd, Howell, MI 48855

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,790 sqft · built 2003
Lot Size5.09 acres (221,720 sqft)
OwnerIndividual Name on File
Last Sale$135,500 (Jan 2021)
Tax Bill$2,514 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-12-100-010

Property Details

APN / Parcel Number

Primary APN02-12-100-010
Alternative APN
  • 470212100010

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,790 sqft Living Area
1st Floor Area1,790 sqft
Basement Area1,433 sqft
Unfinished Basement1,433 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area221,720 sqft (5.09 acres)
Garage TypeDetached
Patio Area277 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10980 STELZER RD
CityHOWELL
StateMI
Zip48855-9348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIG/R
Legal DescriptionSEC 12, T4N-R4E, BEG AT NW COR OF SEC 12; TH E 661.95 FT; TH S00* 50'00"W, 334.91 FT; TH W 661.95 FT; TH N00*50'00"E, 334.91
Legal Range04E
Legal Township04N
Legal Section12
Legal SubdivisionHOWELL LAKE OAK GROVE SUBDIVISION
Legal Tract721100
JurisdictionLIVINGSTON MI
Township / Civil DivisionCOHOCTAH
Census Block Group1
Census Block1011
Census Tract721100

Owner

Source: Livingston County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10980 STELZER RD, HOWELL, MI 48855-9348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Jan 27, 2021Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Prior SaleJun 4, 2012 · Amount on Record
Deed Document Number20214146
Prior Transfer DateFeb 8, 2012
Prior Transfer Doc0000004917
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MI
Property Address10980 STELZER RD, HOWELL, MI 48855-9348
Transaction TypeMortgage
Record UpdatedAug 4, 2023
Title CompanySELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10980 STEIZER ROAD, HOWELL, MI 48855-9348

Mortgage

Document Number0000013582
DateJul 24, 2023
Instrument2023R-013582
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2043

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MI
Recording DateJan 27, 2021
Property Address10980 STELZER RD, HOWELL, MI 48855-9348
Document Number0000004146
Instrument DateJan 19, 2021
Instrument2021R-004146
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanySTERLING TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,016.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1062 W COHOCTAH RD, 1062, HOWELL, MI 48855

Transferred To (Grantee/Buyer)

NameVerified Name
Address10980 STELZER RD, HOWELL, MI 48855-9348

Mortgage

Document Number0000004147
DateJan 27, 2021
Instrument2021R-004147
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
County SubdivisionCohoctah Township
Unified School DistrictByron Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,700 (+0.45%)$269,400 (+0.45%)
2025$2,514.00 (-3.86%) Homeowner's exemption$134,100 (+20.16%)$268,200 (+20.16%)
2023$111,600
2021$223,200
2019$2,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

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