Livingston County property record for 10497 Stelzer Rd, Howell, MI 48855
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,328 sqft · built 1955 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Jun 2020) |
| Tax Bill | $4,873 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-400-012 |
| Primary APN | 02-11-400-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,328 sqft Living Area |
| 1st Floor Area | 3,328 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Detached |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 10497 STELZER RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIG/R |
| Legal Description | SEC 11 T4N R4E PARCEL 1 PART OF SE 1/4 BEG E 1/4 COR, TH S 240 FT TH N89*W ALG C/L 66 FT PRI ROAD 211 FT, TH N 240 FT TO E/W |
| Legal Range | 04E |
| Legal Township | 04N |
| Legal Section | 11 |
| Legal Subdivision | ML SUB |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | COHOCTAH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 721100 |
10497 Stelzer Rd is owned by an individual who bought it in June 2020.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1708 N STARK RD, MIDLAND, MI 48642-9436 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 17, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on File |
| Deed Sale | Jun 17, 2020 · Amount on File |
| Prior Sale | Jun 26, 2001 · Amount on File |
| Deed Document Number | 202018986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Document Number | 2021R036496 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021R-036496 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Document Number | 2021R032201 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021R-032201 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Document Number | 2021R009642 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021R-009642 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 10497 STELZER RD, HOWELL, MI 48855-9348 |
| Document Number | 0000018986 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 18986 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3216 SUE NAN DR HOWELL MI 488439675, HOWELL, MI 48843-9675 |
| Document Number | 19608 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 19608 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
The 2025 property tax bill for 10497 Stelzer Rd was $4,873.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Cohoctah Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,700 | $241,400 | |
| 2025 | $4,873.00 | ||
| 2023 | $123,500 | ||
| 2021 | $247,000 | ||
| 2019 | $1,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10497 Stelzer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10497 Stelzer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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