Champaign County property record for 109 E Willard St, Gifford, IL 61847
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,172 sqft · built 1925 |
| Lot Size | 0.245 acres (10,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Mar 2021) |
| Tax Bill | $3,454 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-01-301-013 |
| Primary APN | 06-10-01-301-013 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 476 sqft |
| Basement Area | 586 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 10,651 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 E WILLARD ST |
|---|---|
| City | GIFFORD |
| State | IL |
| Zip | 61847-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS PT 11, 12 BLOCK 2 WILLARDS, C.H. ADD GIFFORD |
| Legal Range | 10E |
| Legal Township | 21N |
| Legal Section | 01 |
| Legal Subdivision | WILLARDS, C.H. ADD GIFFORD |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | COMPROMISE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10400 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 3, 2021 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Prior Sale | Jun 8, 2006 · Amount on Record |
| Deed Document Number | 20214606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 109 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012612 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022R12612 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 3, 2021 |
| Property Address | 109 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Document Number | 0000004606 |
| Map Reference | MB A PG 32 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 2021R04606 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Document Number | 0000004607 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021R04607 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Compromise Township |
| Municipality | Gifford Village |
| Elementary School District | Gifford Community Consolidated School District 188 (PK - 08) |
| Secondary School District | Rantoul Township High School District 193 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,990 (+23.49%) Land $4,070 Building $51,920 | $167,970 (+23.49%) Land $12,210 Building $155,760 | |
| 2024 | $3,454.00 (+11.1%) | ||
| 2022 | $3,109.00 Homeowner's exemption | $45,340 Land $3,300 Building $42,040 | $136,020 Land $9,900 Building $126,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIFFORD serves 911 people · EPA ID IL0190250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.6 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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