Champaign County property record for 113 E Willard St, Gifford, IL 61847
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,940 sqft · built 1925 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (May 2022) |
| Tax Bill | $3,355 (2024) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-01-301-014 |
| Primary APN | 06-10-01-301-014 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 3,372 sqft |
| 1st Floor Area | 1,940 sqft |
| Basement Area | 970 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 113 E WILLARD ST |
|---|---|
| City | GIFFORD |
| State | IL |
| Zip | 61847-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13, 14 BLOCK 2 WILLARDS, C.H. ADD GIFFORD |
| Legal Range | 10E |
| Legal Township | 21N |
| Legal Section | 01 |
| Legal Subdivision | WILLARDS, C.H. ADD GIFFORD |
| Legal Block | 2 |
| Legal Lot Number | 13,14 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | COMPROMISE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10400 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 14, 2020 | Loan Modification, Mortgage · Conventional with PMI GIFFORD ST BK |
| Jun 27, 2019 | Loan Modification, Mortgage · Conventional with PMI GIFFORD ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | May 13, 2008 · Amount on Record |
| Deed Document Number | 20229735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 31, 2022 |
| Property Address | 113 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Document Number | 0000009735 |
| Map Reference | MB A PG 32 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022R09735 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 113 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Document Number | 0000009736 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022R09736 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 113 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Document Number | 0000013882 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 113 E WILLARD ST GIFFORD IL 618479608, GIFFORD, IL 61847-9608 |
| Document Number | 0000013882 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 13882 |
| Name | GIFFORD ST BK |
|---|---|
| Type | Bank |
| Address | GIFFORD, IL 61847 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 20, 2025 |
| Rate | 4.62% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 113 E WILLARD ST, GIFFORD, IL 61847-9608 |
| Document Number | 0000010434 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 E WILLARD ST GIFFORD IL 618479608, GIFFORD, IL 61847-9608 |
| Document Number | 0000010434 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 10434 |
| Name | GIFFORD ST BK |
|---|---|
| Type | Bank |
| Address | GIFFORD, IL 61847 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 2, 2020 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Compromise Township |
| Municipality | Gifford Village |
| Elementary School District | Gifford Community Consolidated School District 188 (PK - 08) |
| Secondary School District | Rantoul Township High School District 193 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,560 (+23.49%) Land $5,460 Building $49,100 | $163,680 (+23.49%) Land $16,380 Building $147,300 | |
| 2024 | $3,355.00 (+11.17%) | ||
| 2022 | $3,018.00 Homeowner's exemption | $44,180 Land $4,420 Building $39,760 | $132,540 Land $13,260 Building $119,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIFFORD serves 911 people · EPA ID IL0190250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.6 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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