Champaign County property record for 108 E Willard St, Gifford, IL 61847
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 720 sqft · built 1927 |
| Lot Size | 0.168 acres (7,338 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Sep 2019) |
| Tax Bill | $2,409 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-01-304-006 |
| Primary APN | 06-10-01-304-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 2,168 sqft |
| Basement Area | 720 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 7,338 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 E WILLARD ST |
|---|---|
| City | GIFFORD |
| State | IL |
| Zip | 61847-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 3 WILLARDS, C.H. ADD GIFFORD |
| Legal Range | 10E |
| Legal Township | 21N |
| Legal Section | 01 |
| Legal Subdivision | WILLARDS, C.H. ADD GIFFORD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | COMPROMISE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10400 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 6, 2023 | Warranty Deed, Transfer · Closed-End Mortgage THE GIFFORD STATE BANK |
| Sep 3, 2019 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Deed Document Number | 201914233 |
| Prior Transfer Date | May 30, 2003 |
| Prior Transfer Doc | 0000024149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 6, 2023 |
| Property Address | 108 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Document Number | 0000015822 |
| Map Reference | MB A PG 32 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023R15822 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Document Number | 0000015823 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 2023R15823 |
| Name | THE GIFFORD STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2028 |
| Rate | 7.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 3, 2019 |
| Property Address | 108 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Document Number | 0000014233 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 14233 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 181 GIFFORD IL 618470181, GIFFORD, IL 61847-0181 |
| Document Number | 14234 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 14234 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Compromise Township |
| Municipality | Gifford Village |
| Elementary School District | Gifford Community Consolidated School District 188 (PK - 08) |
| Secondary School District | Rantoul Township High School District 193 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,400 (+8.79%) Land $2,730 Building $31,670 | $103,200 (+8.79%) Land $8,190 Building $95,010 | |
| 2024 | $2,409.00 (+31.71%) | $31,620 (+13.54%) Land $2,510 Building $29,110 | $94,860 (+13.54%) Land $7,530 Building $87,330 |
| 2023 | $1,829.00 (+5.42%) | ||
| 2022 | $1,735.00 Homeowner's exemption | $27,850 Land $2,210 Building $25,640 | $83,550 Land $6,630 Building $76,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIFFORD serves 911 people · EPA ID IL0190250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.6 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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