201 E Willard St, Gifford, IL 61847 Property Records

Champaign County property record for 201 E Willard St, Gifford, IL 61847

Property Summary

Property TypeSingle Family Home
Details1 ba · 928 sqft · built 1925
Lot Size0.181 acres (7,901 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Feb 2023)
Tax Bill$1,472 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-10-01-302-003

Property Details

APN / Parcel Number

Primary APN06-10-01-302-003

Interior

Full Baths1 Bath
Stories1 Story
Building Area928 sqft Living Area
Gross Area2,474 sqft
1st Floor Area928 sqft
Basement Area928 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area7,901 sqft (0.181 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address201 E WILLARD ST
CityGIFFORD
StateIL
Zip61847-9535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLOCK 1 WILLARDS, C.H. ADD GIFFORD AND OTHER LAND
Legal Range10E
Legal Township21N
Legal Section01
Legal SubdivisionWILLARDS, C.H. ADD GIFFORD
Legal Block1
Legal Lot Number9
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCOMPROMISE
Census Block Group3
Census Block3020
Census Tract10400

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address201 E WILLARD ST, GIFFORD, IL 61847-9535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Warranty Deed, Transfer · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Dec 8, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 12, 2019Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT BOND & MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2023 · Amount on Record
Deed SaleFeb 3, 2023 · Amount on Record
Prior SaleMar 12, 2019 · Amount on Record
Deed Document Number20231416
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateFeb 3, 2023
Property Address201 E WILLARD ST, GIFFORD, IL 61847-9535
Document Number0000001416
Map ReferenceMB A PG 32
Instrument DateJan 27, 2023
Instrument2023R01416
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 E WILLARD ST, GIFFORD, IL 61847-9535

Mortgage

Document Number0000001417
DateFeb 3, 2023
Instrument2023R01417
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 1, 2048
Interest
Rate TypeFixed Rate
Rate7.2%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address201 E WILLARD ST, GIFFORD, IL 61847-9535
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028678
DateDec 8, 2021
Instrument2021R28678
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 12, 2019
Property Address201 E WILLARD ST, GIFFORD, IL 61847-9535
Document Number0000003371
Map ReferenceMB A PG 32
Instrument DateMar 11, 2019
Instrument2019R03371
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 E WILLARD ST, GIFFORD, IL 61847-9535

Mortgage

Document Number0000003372
DateMar 12, 2019
Instrument2019R03372
Lender
NamePARAMOUNT BOND & MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCompromise Township
MunicipalityGifford Village
Elementary School DistrictGifford Community Consolidated School District 188 (PK - 08)
Secondary School DistrictRantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,440 (+23.49%) Land $3,050 Building $24,390$82,320 (+23.49%) Land $9,150 Building $73,170
2024$1,472.00 (+13.84%)
2022$1,293.00 Homeowner's exemption$22,220 Land $2,470 Building $19,750$66,660 Land $7,410 Building $59,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIFFORD
serves 911 people · EPA ID IL0190250
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.6 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20

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