Champaign County property record for 114 E Willard St, Gifford, IL 61847
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,031 sqft · built 1925 |
| Lot Size | 0.198 acres (8,611 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,551 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-01-304-008 |
| Primary APN | 06-10-01-304-008 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,031 sqft Living Area |
| Gross Area | 1,819 sqft |
| 1st Floor Area | 448 sqft |
| Basement Area | 320 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 8,611 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 E WILLARD ST |
|---|---|
| City | GIFFORD |
| State | IL |
| Zip | 61847-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1, PT 2 BLOCK 3 WILLARDS, C.H. ADD GIFFORD |
| Legal Range | 10E |
| Legal Township | 21N |
| Legal Section | 01 |
| Legal Subdivision | WILLARDS, C.H. ADD GIFFORD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | COMPROMISE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10400 |
Source: Champaign County records · APN 06-10-01-304-008
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 114 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 114 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Document Number | 0000000726 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024R00726 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 02, 2017 |
| Property Address | 114 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Document Number | 0000009715 |
| Map Reference | MB A PG32 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017R09715 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 E WILLARD ST, GIFFORD, IL 61847-9537 |
| Document Number | 0000009716 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 2017R09716 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Compromise Township |
| Municipality | Gifford Village |
| Elementary School District | Gifford Community Consolidated School District 188 (PK - 08) |
| Secondary School District | Rantoul Township High School District 193 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,970 (+23.51%) Land $3,260 Building $39,710 | $128,910 (+23.51%) Land $9,780 Building $119,130 | |
| 2024 | $2,551.00 (+11.89%) | ||
| 2022 | $2,280.00 Homeowner's exemption | $34,790 Land $2,640 Building $32,150 | $104,370 Land $7,920 Building $96,450 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GIFFORD serves 911 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.6 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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