102 E Willard St, Gifford, IL 61847 Property Records

Champaign County property record for 102 E Willard St, Gifford, IL 61847

Property Summary

Property TypeSingle Family Home
Details1 ba · 776 sqft · built 1925
Lot Size0.197 acres (8,568 sqft)
OwnerIndividual Name on File
Last Sale$118,000 (May 2023)
Tax Bill$2,404 (2024)
Deeds & MortgagesMay 2023 Sale
Mar 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-10-01-304-017

Property Details

APN / Parcel Number

Primary APN06-10-01-304-017
Alternative APN
  • 061001304001

Interior

Full Baths1 Bath
Stories1 Story
Building Area776 sqft Living Area
Gross Area2,128 sqft
Basement Area776 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area8,568 sqft (0.197 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address102 E WILLARD ST
CityGIFFORD
StateIL
Zip61847-9537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7, PT 8 BLOCK 3 WILLARDS, C.H. ADD GIFFORD
Legal Range10E
Legal Township21N
Legal Section01
Legal SubdivisionWILLARDS, C.H. ADD GIFFORD
Legal Block3
Legal Lot Number7
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCOMPROMISE
Census Block Group3
Census Block3027
Census Tract10400

Owner

Source: Champaign County records · APN 06-10-01-304-017

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address102 E WILLARD ST, GIFFORD, IL 61847-9537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 14, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUARANTEED RATE INC
Sep 03, 2021Administrator's Deed, Transfer
ALLIED CAPITAL TITLE
Jan 24, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Jan 24, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2023 · Amount on Record
Deed SaleMay 04, 2023 · Amount on Record
Prior SaleMar 14, 2022 · Amount on Record
Deed Document Number20235593
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 04, 2023
Property Address102 E WILLARD ST, GIFFORD, IL 61847-9537
Document Number0000005593
Map ReferenceMB A PG 32
Instrument DateApr 27, 2023
Instrument2023R05593
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$118.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E WILLARD ST, GIFFORD, IL 61847-9537

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 14, 2022
Property Address102 E WILLARD ST, GIFFORD, IL 61847-9537
Document Number0000004696
Map ReferenceMB A PG 32
Instrument DateFeb 09, 2022
Instrument2022R04696
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 22, 2022
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E WILLARD ST # SL, SL, GIFFORD, IL 61847-9537

Mortgage

Document Number0000004697
DateMar 14, 2022
Instrument2022R04697
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate4.25%

September 2021: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 03, 2021
Property Address102 E WILLARD ST, GIFFORD, IL 61847-9537
Document Number0000021071
Map ReferenceMB A PG 32
Instrument DateAug 30, 2021
Instrument2021R21071
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
Tax$49.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3466 COUNTY ROAD 2300 E, GIFFORD, IL 61847-9719

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address102 E WILLARD ST, GIFFORD, IL 61847-9537
Document Number0000001780
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E WILLARD ST GIFFORD IL 618479537, GIFFORD, IL 61847-9537

Mortgage

Document Number0000001780
DateFeb 03, 2020
Instrument1780
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate3.41%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address102 E WILLARD ST, GIFFORD, IL 61847-9537
Document Number0000001781
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E WILLARD ST GIFFORD IL 618479537, GIFFORD, IL 61847-9537

Mortgage

Document Number0000001781
DateFeb 03, 2020
Instrument1781
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate3.41%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCompromise Township
MunicipalityGifford Village
Elementary School DistrictGifford Community Consolidated School District 188 (PK - 08)
Secondary School DistrictRantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$40,360 (+23.54%) Land $2,940 Building $37,420$121,080 (+23.54%) Land $8,820 Building $112,260
2024$2,404.00 (-7%)
2022$2,585.00$32,670 Land $2,380 Building $30,290$98,010 Land $7,140 Building $90,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
MCC Network Services
Fiber
8,000 / 8,000
Mediacom Communications
Cable
1,000 / 50
AMG Technology Investment Group
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGIFFORD
serves 911 people
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.6 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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