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103 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 103 Cook St, Springfield, GA 31329

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,694 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$241,100 (Mar 2021)
Tax Bill$3,515 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS110A-002-000

Property Details

APN / Parcel Number

Primary APNS110A-002-000
Alternative APNs
  • S110A002
  • 30455

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,694 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area12,197 sqft (0.28 acres)
Garage Area400 sqft
PorchOpen Porch
Porch Area113 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30455
Street Address103 COOK ST
CitySPRINGFIELD
StateGA
Zip31329-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.28 AC LOT 2 (OUT S118-10) PLT 28/794-796
Legal SubdivisionDASHER POINTE
Legal Phase1
Legal Lot Number2
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group2
Census Block2008
Census Tract30209

Owner

Source: Effingham County records · APN S110A-002-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 COOK ST, SPRINGFIELD, GA 31329-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2020Deed of Trust, Mortgage · Commercial Mortgage
COLONY BANK
Mar 11, 2021Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Deed Document Number0002673190
Deed Book / Page2673 / 190
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address103 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002613/0000000001
DateAug 06, 2020
Book Page0000002613/0000000001
Instrument007794
Lender
NameCOLONY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2021

March 2021: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionEFFINGHAM GA
Recording DateMar 11, 2021
Property Address103 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number002673/190
Book / Page2673 / 190
Instrument DateMar 11, 2021
Instrument2021-000870
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number0000002673/0000000192
DateMar 22, 2021
Book Page0000002673/0000000192
Instrument003325
Lender
NameGUILD MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalitySpringfield City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,515.00 (+9.54%) Homeowner's exemption$137,402 (+5.2%) Land $22,800 Building $114,602$343,506 (+5.2%) Land $57,000 Building $286,506
2024$3,209.00 (+9.04%) Homeowner's exemption$130,607 (+21.56%) Land $22,800 Building $107,807$326,517 (+21.56%) Land $57,000 Building $269,517
2022$2,943.00 Homeowner's exemption$107,441 Land $16,000 Building $91,441$268,603 Land $40,000 Building $228,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Planters Rural Telephone Cooperative, Uniti Group.

Based on FCC filings for 156 locations within half a mile of this property.

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