105 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 105 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,630 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$255,300 (Apr 2022)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S110A-003-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-003-000`
Alternative APNs	`S110A003` `30456`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	360 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30456
Street Address	105 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC LOT 3 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	3
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 COOK ST, SPRINGFIELD, GA 31329-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK
Mar 24, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMWEST FUNDING
Mar 24, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMWEST FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	2022819
Deed Book / Page	2775 / 800
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	105 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002727/0000000001
Date	Sep 23, 2021
Book Page	0000002727/0000000001
Instrument	011629

Lender

Name	COLONY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 24, 2022
Property Address	105 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002775/800
Book / Page	2775 / 800
Instrument Date	Mar 24, 2022
Instrument	2022-000819
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000002775/0000000802
Date	Apr 7, 2022
Book Page	0000002775/0000000802
Instrument	003621

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 24, 2022
Property Address	105 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002775/800
Book / Page	2775 / 800
Instrument Date	Mar 24, 2022
Instrument	2022-000819
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000003621
Date	Mar 24, 2022
Instrument	003621

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,253 (-) Land $22,800 Building $106,453	$323,132 (-) Land $57,000 Building $266,132
2025	$4,663.00 (+24.48%)	$129,253 (+17.42%) Land $22,800 Building $106,453	$323,132 (+17.42%) Land $57,000 Building $266,132
2024	$3,746.00 (+589.87%)	$110,078 (+587.99%) Land $22,800 Building $87,278	$275,196 (+587.99%) Land $57,000 Building $218,196
2022	$543.00	$16,000 Land $16,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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