10761 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10761 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,570 sqft · built 1996
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$376,750 (May 2020)
Tax Bill	$5,526 (2024)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-063.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-063.000-018`
Alternative APNs	`291306002063000034` `1713060002063000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,570 sqft Living Area
1st Floor Area	1,222 sqft
2nd Floor Area	1,118 sqft
Basement Area	1,222 sqft
Finished Basement	1,222 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	177 ft deep x 74 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060002063000
Old Parcel Number	291306002063000034
Street Address	10761 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 96
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE
Legal Block	1
Legal Lot Number	96
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1036
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10761 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 16, 2018	Trustee's Deed, Foreclosure · ARM OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2020025841
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 5, 2020
Property Address	10761 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	2020025841
Map Reference	CAB 1 SL 558
Instrument Date	Mar 25, 2020
Instrument	2020025841
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10761 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number	2020025842
Date	May 5, 2020
Instrument	2020025842

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 16, 2018
Property Address	10761 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	2018010695
Instrument Date	Feb 20, 2018
Instrument	2018010695
Transaction Type	Foreclosure
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10761 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number	2018010696
Date	Mar 16, 2018
Instrument	2018010696

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$545,200 (+11.13%) Land $134,100 Building $411,100	$545,200 (+11.13%) Land $134,100 Building $411,100
2024	$5,526.00 (+15.32%)	$490,600 (+10.45%) Land $134,100 Building $356,500	$490,600 (+10.45%) Land $134,100 Building $356,500
2023	$4,792.00 (+9.63%) Homeowner's exemption	$444,200 (+15.62%) Land $84,500 Building $359,700	$444,200 (+15.62%) Land $84,500 Building $359,700
2022	$4,371.00 Homeowner's exemption	$384,200 Land $84,500 Building $299,700	$384,200 Land $84,500 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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