10756 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10756 Independence Way, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,216 sqft · built 1996
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Mar 2018)
Tax Bill$5,212 (2024)
Deeds & MortgagesMar 2026 Transfer
Nov 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-13-06-002-036.000-018

Property Details

APN / Parcel Number

Primary APN29-13-06-002-036.000-018
Alternative APNs
  • 291306002036000034
  • 1713060002036000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,216 sqft Living Area
Gross Area4,048 sqft
1st Floor Area3,489 sqft
2nd Floor Area1,125 sqft
Basement Area1,190 sqft
Finished Basement890 sqft
Unfinished Basement300 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions182 ft deep x 85 ft wide
TerrainRolling
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10756 INDEPENDENCE WAY
CityCARMEL
StateIN
Zip46032-9333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .34, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 88
Legal Range03
Legal Township17
Legal Section06
Legal SubdivisionPARK AT WESTON PLACE SECTION 1
Legal Lot Number88
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1037
Census Tract111010

Owner

Source: Hamilton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Mar 26, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2018 · Amount on Record
Deed SaleMar 26, 2018 · Amount on Record
Prior SaleMar 23, 2018 · Amount on Record
Deed Document Number201812658
Last Transfer DateFeb 25, 2026
Transfer Doc0000008892
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateMar 5, 2026
Property Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number0000008892
Map ReferenceDOC 9537316
Instrument DateFeb 25, 2026
Instrument2026008892
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Transferred To (Grantee/Buyer)

NameVerified Name
Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number0000051494
DateNov 26, 2025
Instrument2025051494
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 26, 2040

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031803
DateMay 28, 2020
Instrument2020031803
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMar 26, 2018
Property Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number2018012658
Instrument DateMar 23, 2018
Instrument2018012658
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10756 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number2018012659
DateMar 26, 2018
Instrument2018012659
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$513,700 (+10.35%) Land $137,600 Building $376,100$513,700 (+10.35%) Land $137,600 Building $376,100
2024$5,212.00 (+12.01%)$465,500 (+7.58%) Land $137,600 Building $327,900$465,500 (+7.58%) Land $137,600 Building $327,900
2023$4,653.00 (+9.3%) Homeowner's exemption$432,700 (+15.39%) Land $86,700 Building $346,000$432,700 (+15.39%) Land $86,700 Building $346,000
2022$4,257.00 Homeowner's exemption$375,000 Land $86,700 Building $288,300$375,000 Land $86,700 Building $288,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xiber.

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