10760 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10760 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,416 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$543,000 (Sep 2025)
Tax Bill	$4,851 (2024)
Deeds & Mortgages	May 2025 Line of Credit Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-038.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-038.000-018`
Alternative APNs	`291306002038000034` `1713060002038000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,179 sqft
2nd Floor Area	1,179 sqft
Basement Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 114 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060002038000
Old Parcel Number	291306002038000034
Street Address	10760 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 86
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE
Legal Block	1
Legal Lot Number	86
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1037
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Line of Credit CENTREBANK
Sep 5, 2025	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC
Jul 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jul 11, 2023
Deed Document Number	2025037804
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number	0000018654
Date	May 14, 2025
Instrument	2025018654

Lender

Name	CENTREBANK
Type	Bank
Address	VEEDERSBURG, IN 47987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 5, 2025
Property Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	0000037804
Map Reference	DOC 9537316
Instrument Date	Sep 4, 2025
Instrument	2025037804
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jul 11, 2023
Property Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	0000025655
Map Reference	DOC 9537316
Instrument Date	Jul 10, 2023
Instrument	2023025655
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10760 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$482,900 (+10.6%) Land $129,100 Building $353,800	$482,900 (+10.6%) Land $129,100 Building $353,800
2024	$4,851.00 (+3.52%)	$436,600 (+0.28%) Land $129,100 Building $307,500	$436,600 (+0.28%) Land $129,100 Building $307,500
2023	$4,686.00 (+9.67%) Homeowner's exemption	$435,400 (+15.67%) Land $81,300 Building $354,100	$435,400 (+15.67%) Land $81,300 Building $354,100
2022	$4,273.00 (+13.31%) Homeowner's exemption	$376,400 Land $81,300 Building $295,100	$376,400 Land $81,300 Building $295,100
2021	$3,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

Nearby Properties on Independence Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures