10758 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10758 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,472 sqft · built 1995
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,955 (Nov 2023)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-037.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-037.000-018`
Alternative APNs	`291306002037000034` `1713060002037000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	4,843 sqft
1st Floor Area	4,076 sqft
2nd Floor Area	728 sqft
Basement Area	1,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	164 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10758 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .32, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 87
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE SECTION 1
Legal Lot Number	87
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1037
Census Tract	111010

Owner

Source: Hamilton County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10758 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Jun 7, 2001 · Amount on Record
Deed Document Number	202344419
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000040275
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 28, 2026
Property Address	10758 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	0000040275
Instrument Date	Aug 27, 2026
Instrument	202640275
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10758 INDEPENDENCE WAY, CARMEL, IN 46032-9333

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 22, 2023
Property Address	10758 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	0000044419
Map Reference	CAB1SL558DOC9537316
Instrument Date	Nov 21, 2023
Instrument	2023044419
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10758 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number	0000044420
Date	Nov 22, 2023
Instrument	2023044420

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (+1.86%)	$452,800 (+10.55%) Land $132,400 Building $320,400	$452,800 (+10.55%) Land $132,400 Building $320,400
2024	$4,514.00 (-1.05%)	$409,600 (-5.62%) Land $132,400 Building $277,200	$409,600 (-5.62%) Land $132,400 Building $277,200
2023	$4,562.00 (+6.84%) Homeowner's exemption	$434,000 (+15.58%) Land $83,400 Building $350,600	$434,000 (+15.58%) Land $83,400 Building $350,600
2022	$4,270.00 Homeowner's exemption	$375,500 Land $83,400 Building $292,100	$375,500 Land $83,400 Building $292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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