10757 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10757 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,820 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$232,750 (May 2026)
Tax Bill	$5,036 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-065.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-065.000-018`
Alternative APNs	`291306002065000034` `1713060002065000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	2,924 sqft
2nd Floor Area	1,077 sqft
Basement Area	660 sqft
Finished Basement	560 sqft
Unfinished Basement	100 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	144 ft deep x 76.5 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10757 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 94
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE SECTION 1
Legal Lot Number	94
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1036
Census Tract	111010

Owner

Source: Hamilton County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10757 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202619142
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 4, 2026
Property Address	10757 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	0000019142
Instrument Date	Apr 29, 2026
Instrument	2026.19142
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10757 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number	0000019143,
Date	May 4, 2026
Instrument	2026.19143

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 11, 2019
Property Address	10757 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	2019024424
Map Reference	DOC 95-37316
Instrument Date	Jun 4, 2019
Instrument	2019024424
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	INDIANA HOME TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10757 INDEPENDENCE WAY, 10757, CARMEL, IN 46032-9333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10757 INDEPENDENCE WAY, CARMEL, IN 46032-9333

Mortgage

Document Number	2019024425
Date	Jun 11, 2019
Instrument	2019024425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$497,200 (+10.15%) Land $135,800 Building $361,400	$497,200 (+10.15%) Land $135,800 Building $361,400
2024	$5,036.00 (+15.5%)	$451,400 (+10.5%) Land $135,800 Building $315,600	$451,400 (+10.5%) Land $135,800 Building $315,600
2023	$4,360.00 (+8.19%) Homeowner's exemption	$408,500 (+15.17%) Land $85,600 Building $322,900	$408,500 (+15.17%) Land $85,600 Building $322,900
2022	$4,030.00 Homeowner's exemption	$354,700 Land $85,600 Building $269,100	$354,700 Land $85,600 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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