10784 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10784 Independence Way, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,232 sqft · built 1996
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$4,074 (2024)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-06-002-040.000-018

Property Details

APN / Parcel Number

Primary APN29-13-06-002-040.000-018
Alternative APNs
  • 291306002040000034
  • 1713060002040000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,232 sqft Living Area
1st Floor Area1,123 sqft
2nd Floor Area1,165 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
TerrainRolling
Garage TypeAttached
Garage Area681 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713060002040000
Old Parcel Number291306002040000034
Street Address10784 INDEPENDENCE WAY
CityCARMEL
StateIN
Zip46032-9333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .24, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 84
Legal Range03
Legal Township17
Legal Section06
Legal SubdivisionPARK AT WESTON PLACE
Legal Block1
Legal Lot Number84
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1037
Census Tract111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10784 INDEPENDENCE WAY, CARMEL, IN 46032-9333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2000
Deed SaleApr 28, 2000
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10784 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number0000013097
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10784 INDEPENDENCE WAY CARMEL IN 460329333, CARMEL, IN 46032-9333

Mortgage

Document Number0000013097
DateMar 28, 2018
Instrument13097
Lender
NameFORUM CU
TypeCredit Union
AddressFISHERS, IN 46038
Agreement
AmountAmount Recorded
Term180 Months
DueMar 27, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$410,800 (+9.75%) Land $130,600 Building $280,200$410,800 (+9.75%) Land $130,600 Building $280,200
2024$4,074.00 (+16.93%)$374,300 (+11.37%) Land $130,600 Building $243,700$374,300 (+11.37%) Land $130,600 Building $243,700
2023$3,484.00 (+4.75%) Homeowner's exemption$336,100 (+14.4%) Land $82,300 Building $253,800$336,100 (+14.4%) Land $82,300 Building $253,800
2022$3,326.00$293,800 Land $82,300 Building $211,500$293,800 Land $82,300 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xiber.

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