10753 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10753 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,319 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,388 (2024)
Deeds & Mortgages	Oct 2021 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-067.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-067.000-018`
Alternative APNs	`291306002067000034` `1713060002067000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,319 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	3,358 sqft
2nd Floor Area	743 sqft
Basement Area	839 sqft
Finished Basement	800 sqft
Unfinished Basement	39 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	154 ft deep x 74 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10753 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .31, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 92
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE SECTION 1
Legal Lot Number	92
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1036
Census Tract	111010

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10753 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Transfer on Death Deed, Transfer
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2001
Deed Sale	Nov 29, 2001
Deed Document Number	200177783
Last Transfer Date	Oct 22, 2021
Transfer Doc	2021077318
Record Updated	Jun 8, 2026

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 25, 2021
Property Address	10753 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Document Number	2021077318
Map Reference	CAB 1 SL 558
Instrument Date	Oct 18, 2021
Instrument	2021077318
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10753 INDEPENDENCE WAY, CARMEL, IN 46032-9333

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10753 INDEPENDENCE WAY, CARMEL, IN 46032-9333
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010940
Date	Feb 11, 2021
Instrument	2021010940

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$532,900 (+11.11%) Land $129,700 Building $403,200	$532,900 (+11.11%) Land $129,700 Building $403,200
2024	$5,388.00 (+11.35%)	$479,600 (+7.03%) Land $129,700 Building $349,900	$479,600 (+7.03%) Land $129,700 Building $349,900
2023	$4,839.00 (+10.08%) Homeowner's exemption	$448,100 (+15.79%) Land $81,700 Building $366,400	$448,100 (+15.79%) Land $81,700 Building $366,400
2022	$4,396.00 Homeowner's exemption	$387,000 Land $81,700 Building $305,300	$387,000 Land $81,700 Building $305,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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