10711 Ward Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10711 Ward Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,872 sqft · built 1976
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2005)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-022692`

Property Details

APN / Parcel Number

Primary APN	`03-022692`
Alternative APNs	`3022692` `022692`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Total Area
Basement Area	1,060 sqft
Finished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	308 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022692
Street Address	10711 WARD RD
City	DUNKIRK
State	MD
Zip	20754-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 30A-R DUNKIRK WOODS
Legal Subdivision	DUNKIRK WOODS SUBDIVISION
Legal Lot Number	30AR
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860103

Owner

Source: Calvert County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 73, CHESAPEAKE BEACH, MD 20732-0073
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Feb 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Book / Page	2614 / 296
Last Transfer Date	Jan 30, 2021
Transfer Doc	0058550521
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10711 WARD RD, DUNKIRK, MD 20754-9730
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0065070063
Date	Nov 21, 2023
Book Page	6507/63

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 12, 2021
Property Address	10711 WARD RD, DUNKIRK, MD 20754-9730
Document Number	0058550521
Book / Page	5855 / 521
Instrument Date	Jan 30, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 73, CHESAPEAKE BEACH, MD 20732-0073
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,300 (+1.64%)	$416,300 (+4.91%) Land $176,000 Building $240,300
2025	$4,503.00 (+18.56%)	$396,800 (+8.53%) Land $176,000 Building $220,800	$396,800 (-) Land $176,000 Building $220,800
2023	$3,798.00	$365,600	$396,800 Land $176,000 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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