10707 Ward Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10707 Ward Rd, Dunkirk, MD 20754 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage2,952 sqft Total Area
Lot Size130,680 sqft (3 acres)
GarageDetached, 1,000 sqft
OccupancyOwner Occupied
Tax Bill$4,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-133516
Alternative APNs
  • 3133516
  • 133516

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,952 sqft Total Area
Basement Area776 sqft Basement
Finished Basement776 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area130,680 sqft (3 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area1,000 sqft Garage
Deck Area496 sqft Deck
Porch Area552 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number133516
Street Address10707 WARD RD
CityDUNKIRK
StateMD
Zip20754-9730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 30-C DUNKIRK WOODS
Legal SubdivisionDUNKIRK WOODS
Legal Lot Number30C
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup1
Census Block1009
Census Tract860103

Owner

Source: Calvert County records · APN 03-133516

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address10707 WARD RD, DUNKIRK, MD 20754-9730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed, Transfer · Conventional Mortgage
FEDERAL FINANCIAL FEDERAL CREDIT UNION
Sep 21, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2000
Deed SaleFeb 14, 2000
Prior SaleOct 19, 1988 · Amount on Record
Deed Doc Number20001876
Deed Book / Page1246 / 13
Transfer Doc0000001876
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJul 23, 2026
Property Address10707 WARD RD, DUNKIRK, MD 20754-9730
Document Number6937000226
Book / Page6937 / 226
Instrument DateJul 15, 2026
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyVILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$732,250.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10707 WARD RD, DUNKIRK, MD 20754-9730

Mortgage

Document Number6937000236,
DateJul 23, 2026
Book Page6937/236
Lender
NameFEDERAL FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address10707 WARD RD, DUNKIRK, MD 20754-9730
Document Number0052710340
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedNov 02, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10707 WARD RD DUNKIRK MD 207549730, DUNKIRK, MD 20754-9730

Mortgage

Document Number0052710340
DateOct 23, 2018
Book Page005271/000340
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 22, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,271.00 (-21.23%) Homeowner's exemption$595,800 (+14.15%) Land $176,000 Building $419,800$595,800 (-) Land $176,000 Building $419,800
2023$5,422.00 Homeowner's exemption$521,933$595,800 Land $176,000 Building $419,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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