10721 Ward Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10721 Ward Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,560 sqft · built 1965
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$3,782 (2023)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-022315`

Property Details

APN / Parcel Number

Primary APN	`03-022315`
Alternative APNs	`3022315` `022315`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Total Area
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	022315
Old Parcel Number	3022315
Street Address	10721 WARD RD
City	DUNKIRK
State	MD
Zip	20754-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 29 SEC 1 DUNKIRK WOODS
Legal Subdivision	DUNKIRK WOODS
Legal Lot Number	29
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10721 WARD RD, DUNKIRK, MD 20754-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 8, 2022
Transfer Doc	0062940007
Record Updated	Jun 7, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Jun 8, 2022
Property Address	10721 WARD RD, DUNKIRK, MD 20754-9730
Document Number	0062940007
Book / Page	6294 / 7
Map Reference	MB JLB 2 PL 69
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10721 WARD RD, 10721, DUNKIRK, MD 20754-9730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10721 WARD RD, DUNKIRK, MD 20754-9730

Mortgage

Document Number	0000629414
Date	Jun 8, 2022
Instrument	6294/14

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,782.00 Homeowner's exemption	$364,067	$401,000 Land $176,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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