10830 Ward Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10830 Ward Rd, Dunkirk, MD 20754 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage3,104 sqft Total Area
Lot Size180,338 sqft (4.14 acres)
GarageMixed, 952 sqft
OccupancyOwner Occupied
Last Sale$30,000 (1985)
Tax Bill$7,329.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-109704
Alternative APNs
  • 3109704
  • 109704

Interior

Full Baths4 Baths
Building Area3,104 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area180,338 sqft (4.14 acres)
Parking Spaces5 Parking Spaces
Garage TypeMixed Garage
Garage Area952 sqft Garage
Deck Area352 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number109704
Street Address10830 WARD RD
CityDUNKIRK
StateMD
Zip20754-2723
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 4 DOROTHY O J WARD PROP
Legal SubdivisionWARD DOROTHY
Legal Lot Number4
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup1
Census Block1003
Census Tract860103

Owner

Source: Calvert County records · APN 03-109704

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10830 WARD RD, DUNKIRK, MD 20754-2723
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2018Deed of Trust, Mortgage · Line of Credit
COMMUNITY BK/CHESAPEAKE
Mar 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 1985 · Amount on Record
Deed SaleApr 17, 1985 · Amount on Record
Deed Book / Page337 / 100
Record RefreshedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address10830 WARD RD, DUNKIRK, MD 20754-2723
Document Number0051750028
Instrument DateMar 02, 2018
Transaction TypeMortgage
Record UpdatedMay 03, 2018
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10830 WARD RD DUNKIRK MD 207542723, DUNKIRK, MD 20754-2723

Mortgage

Document Number0051750028
DateApr 19, 2018
Book Page005175/000028
Lender
NameCOMMUNITY BK/CHESAPEAKE
TypeBank
AddressWALDORF, MD 20601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 18, 2038
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address10830 WARD RD, DUNKIRK, MD 20754-2723
Document Number0052090115
Instrument DateMar 02, 2018
Transaction TypeMortgage
Record UpdatedJul 06, 2018
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10830 WARD RD DUNKIRK MD 207542723, DUNKIRK, MD 20754-2723

Mortgage

Document Number0052090115
DateJun 22, 2018
Book Page005209/000115
Lender
NameCOMMUNITY BK/CHESAPEAKE
TypeBank
AddressWALDORF, MD 20601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 21, 2038

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$672,700 (+20.1%)$700,700 (+6.38%) Land $178,200 Building $522,500
2025$7,329.00 (+25.95%)
2023$5,819.00 Homeowner's exemption$560,100$658,700 Land $178,200 Building $480,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ward Rd

Nearby Streets

Search Property Records by Address or Parcel Number