10701 Ward Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10701 Ward Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,687 sqft · built 1977
Lot Size	12.3 acres (538,837 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2021)
Tax Bill	$4,624 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-022633`

Property Details

APN / Parcel Number

Primary APN	`03-022633`
Alternative APNs	`3022633` `022633`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,687 sqft Total Area
1st Floor Area	1,685 sqft
Basement Area	421 sqft
Finished Basement	421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	538,837 sqft (12.3 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	168 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022633
Old Parcel Number	3022633
Street Address	10701 WARD RD
City	DUNKIRK
State	MD
Zip	20754-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 31 DUNKIRK WOODS
Legal Subdivision	DUNKIRK WOODS
Legal Lot Number	31 10701
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10701 WARD RD, DUNKIRK, MD 20754-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 23, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jan 23, 1996
Deed Document Number	0006153302
Deed Book / Page	6153 / 302
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10701 WARD RD, DUNKIRK, MD 20754-9730
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10701 WARD RD, DUNKIRK, MD 20754-9730

Mortgage

Document Number	0068420236
Date	Jan 14, 2026
Book Page	6842/236

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 9, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 23, 2021
Property Address	10701 WARD RD, DUNKIRK, MD 20754-9730
Document Number	0061530302
Book / Page	6153 / 302
Map Reference	LB JLB 2 FO 69
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10701 WARD RD, DUNKIRK, MD 20754-9730

Mortgage

Document Number	6153309
Date	Nov 23, 2021
Instrument	6153/309

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10701 WARD RD, DUNKIRK, MD 20754-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052340254
Date	Aug 13, 2018
Book Page	5234/254

Lender

Name	SUN TRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,624.00	$445,067	$494,000 Land $199,400 Building $294,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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