Calvert County property record for 10695 Ward Rd, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1975 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $165,000 (Aug 1987) |
| Tax Bill | $4,644 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-000362 |
| Primary APN | 03-000362 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000362 |
|---|---|
| Street Address | 10695 WARD RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 3 AC 10695 WARD RD DUNKIRK |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 513, DUNKIRK, MD 20754-0513 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 1987 · Amount on Record |
| Deed Sale | Aug 13, 1987 · Amount on Record |
| Deed Book / Page | 413 / 205 |
| Last Transfer Date | Jun 26, 2020 |
| Transfer Doc | 0057310225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 15, 2020 |
| Property Address | 10695 WARD RD, DUNKIRK, MD 20754 |
| Document Number | 0057310225 |
| Book / Page | 005731 / 000225 |
| Instrument Date | Jul 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 513 DUNKIRK MD 207540513, DUNKIRK, MD 20754-0513 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,433 (+2.35%) | $438,700 (+7.05%) Land $176,000 Building $262,700 | |
| 2025 | $4,644.00 (+20.5%) Homeowner's exemption | $409,800 (+10.46%) Land $176,000 Building $233,800 | $409,800 (-) Land $176,000 Building $233,800 |
| 2023 | $3,854.00 Homeowner's exemption | $371,000 | $409,800 Land $176,000 Building $233,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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