1061 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 1061 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,185 sqft · built 1962
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2012)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-37-41-002-000-0024.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-002-000-0024.0-7-0000`
Alternative APNs	`32-37-41-002-000-00240-7` `8497`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	2,185 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8497
Street Address	1061 NW TERRACE RD
City	STUART
State	FL
Zip	34994-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BAHAMA TERRACE SEC 3 LOT 24 & PCL S OF N FORK RD E OF NLY EXT OF W LINE LOT 24 BAHAMA TERR N OF LOT 24 & W OF WLY LINE OF N RIVER DR & LYING SW OF N FORK RD
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	BAHAMA TERRACE
Legal Block	2
Legal Lot Number	24
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

1061 NW Terrace Rd is owned and occupied by an individual who bought it in September 2012.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1061 NW TERRACE RD, STUART, FL 34994-8930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · USDA Mortgage TRUIST BANK
Nov 20, 2020	Loan Modification, Mortgage · Conventional with PMI BRANCH BK&TR
Aug 9, 2019	Loan Modification, Mortgage · Conventional with PMI BRANCH BK&TR
Feb 8, 2017	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Prior Sale	Apr 30, 2001 · Amount on File
Deed Document Number	20122353081
Deed Book / Page	2602 / 2614
Prior Transfer Date	Jul 30, 1993
Prior Transfer Doc	1025001013
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1061 NW TERRACE RD, STUART, FL 34994-8930
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 NW TERRACE RD, STUART, FL 34994-8930

Mortgage

Document Number	0034312516
Date	Apr 18, 2024
Book Page	3431/2516
Instrument	3068004

Lender

Name	TRUIST BANK
Type	Bank
Address	1001 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	229 Months
Due	May 1, 2043

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1061 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0031812178
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1061 NW TERRACE RD STUART FL 349948930, STUART, FL 34994-8930

Mortgage

Document Number	0031812178
Date	Dec 15, 2020
Book Page	003181/002178
Instrument	2856015

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28258-0302

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	276 Months
Due	Dec 14, 2043

Interest

Rate Type	Fixed Rate
Rate	3%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1061 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0030782404
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1061 NW TERRACE RD STUART FL 349948930, STUART, FL 34994-8930

Mortgage

Document Number	0030782404
Date	Aug 26, 2019
Book Page	003078/002404
Instrument	2771727

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2044

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1061 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0029090020
Book / Page	002909 / 000020
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1061 NW TERRACE RD STUART FL 349948930, STUART, FL 34994-8930

Mortgage

Document Number	0029090020
Date	Feb 24, 2017
Book Page	002909/000020
Instrument	2621414

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28258-0302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 23, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1061 NW Terrace Rd was $5,666, up 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,666.00 (+1.11%)	$282,980	$396,660 Land $210,000 Building $186,660
2024	$5,604.00 (+6.2%)
2023	$5,277.00 (+13.58%)	$233,869 (+1%)	$377,440 (+19.82%) Land $210,000 Building $167,440
2022	$4,646.00	$212,609	$315,010 Land $186,380 Building $128,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1061 NW Terrace Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1061 NW Terrace Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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