Martin County property record for 1044 NW Terrace Rd, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,378 sqft · built 1962 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,000 (Jun 2016) |
| Tax Bill | $2,364 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-37-41-002-000-0026.0-2-0000 |
| Primary APN | 32-37-41-002-000-0026.0-2-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| Gross Area | 1,844 sqft |
| 1st Floor Area | 1,378 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,672 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8499 |
|---|---|
| Street Address | 1044 NW TERRACE RD |
| City | STUART |
| State | FL |
| Zip | 34994-8931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BAHAMA TERRACE SEC 3 LOT 26 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 32 |
| Legal Subdivision | BAHAMA TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 300 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1044 NW TERRACE RD, STUART, FL 34994-8931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on Record |
| Deed Sale | Jun 2, 2016 · Amount on Record |
| Prior Sale | Jun 8, 2015 · Amount on Record |
| Deed Document Number | 20162578077 |
| Deed Book / Page | 2857 / 2116 |
| Record Updated | Oct 29, 2026 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,364.00 (-0.67%) Additional exemption filed | $170,942 (+5.99%) | $335,140 (+4.02%) Land $210,000 Building $125,140 |
| 2024 | $2,380.00 (+2.72%) | ||
| 2023 | $2,317.00 (+3.95%) Additional exemption filed | $161,287 (+3%) | $322,200 (+18.21%) Land $210,000 Building $112,200 |
| 2022 | $2,229.00 Homeowner's exemption | $156,590 | $272,560 Land $186,380 Building $86,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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