1045 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 1045 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,366 sqft · built 1964
Lot Size	0.174 acres (7,579 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Feb 2021)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Dec 2025 Sale Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-37-41-002-000-0020.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-002-000-0020.0-5-0000`
Alternative APNs	`32-37-41-002-000-00200-5` `8493`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,366 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Concrete Masonry Porch
Porch Area	36 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8493
Street Address	1045 NW TERRACE RD
City	STUART
State	FL
Zip	34994-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BAHAMA TERRACE SEC 3 LOT 20
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	BAHAMA TERRACE
Legal Block	2
Legal Lot Number	20
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4042 SW KAMSLER ST, PORT SAINT LUCIE, FL 34953-3014
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 5, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Apr 10, 2014 · Amount on Record
Deed Document Number	20212866279
Deed Book / Page	3195 / 1007
Last Transfer Date	Nov 25, 2025
Transfer Doc	0035351642
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 1, 2025
Property Address	1045 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0035351642
Book / Page	3535 / 1642
Map Reference	MB 4 PG 18
Instrument Date	Nov 25, 2025
Instrument	3158672
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4042 SW KAMSLER ST, PORT ST LUCIE, FL 34953-3014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4042 SW KAMSLER ST, PORT ST LUCIE, FL 34953-3014

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 5, 2021
Property Address	1045 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0031951007
Book / Page	3195 / 1007
Map Reference	MB 4 PG 18
Instrument Date	Feb 4, 2021
Instrument	2866279
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4940 SW LAKE GROVE CIR, 4940, PALM CITY, FL 34990-8505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 NW TERRACE RD, STUART, FL 34994-8930

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,164.00 (-4.99%)	$345,880 (-1.39%) Land $189,000 Building $156,880	$345,880 (-1.39%) Land $189,000 Building $156,880
2024	$6,488.00 (+105.32%)	$350,740 (+69.51%) Land $189,000 Building $161,740	$350,740 (+3.66%) Land $189,000 Building $161,740
2023	$3,160.00 (+3.91%) Additional exemption filed	$206,910 (+3%)	$338,360 (+19.16%) Land $189,000 Building $149,360
2022	$3,041.00 Homeowner's exemption	$200,884	$283,950 Land $167,740 Building $116,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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