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1037 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 1037 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,643 sqft · built 1965
Lot Size0.181 acres (7,884 sqft)
OwnerTrust Name on File
Last Sale$100 (Dec 1980)
Tax Bill$925 (2025)
Deeds & MortgagesJan 2021 Sale
Flood ZoneZone X (minimal risk)
APN32-37-41-002-000-0018.0-9-0000

Property Details

APN / Parcel Number

Primary APN32-37-41-002-000-0018.0-9-0000
Alternative APNs
  • 32-37-41-002-000-00180-9
  • 8491

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,643 sqft Living Area
1st Floor Area1,643 sqft
Basement Area1,643 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,884 sqft (0.181 acres)
PorchOpen Concrete/Masonry Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Account Number8491
Street Address1037 NW TERRACE RD
CitySTUART
StateFL
Zip34994-8930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionBAHAMA TERRACE SEC 3 LOT 18
Legal Range41E
Legal Township37S
Legal Section32
Legal SubdivisionBAHAMA TERRACE
Legal Block2
Legal Lot Number18
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2008
Census Tract300

Owner

1037 NW Terrace Rd is owner-occupied and held in a trust since January 2013.

Source: Martin County records, as of September 29, 2026

Owner of RecordTrust Name on File
Mailing Address1037 NW TERRACE RD, STUART, FL 34994-8930
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1980 · Amount on File
Deed SaleDec 1, 1980 · Amount on File
Deed Book / Page511 / 1246
Last Transfer DateJan 16, 2013
Transfer Doc0026251116
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 12, 2021
Property Address1037 NW TERRACE RD, STUART, FL 34994-8930
Document Number0031882769
Book / Page003188 / 002769
Instrument DateDec 29, 2020
Instrument2861204
Transaction TypeTransfer
Record UpdatedFeb 19, 2021
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
Tax$11,200.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address117 BALLANTINE RD BERNARDSVILLE NJ 079241601, BERNARDSVILLE, NJ 07924-1601

Tax Assessment & Valuation

The 2025 property tax bill for 1037 NW Terrace Rd was $925 with exemptions applied, down 2.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$925.00 (-2.22%) Homeowner's exemption Senior Citizen's exemption$110,878$338,340 Land $210,000 Building $128,340
2024$946.00 (+3.05%)
2023$918.00 (+4.08%) Additional exemption filed$104,616 (+3%)$325,060 (+18.93%) Land $210,000 Building $115,060
2022$882.00 Homeowner's exemption$101,569$273,320 Land $186,380 Building $86,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 NW Terrace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 110 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 units insured
incl. 10 condo units
Nearby Flood Claims30 (1983–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 NW Terrace Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on NW Terrace Rd

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