1057 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 1057 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,267 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (May 2023)
Tax Bill	$5,765 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-37-41-002-000-0023.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-002-000-0023.0-9-0000`
Alternative APNs	`32-37-41-002-000-00230-9` `8496`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,267 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	382 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8496
Street Address	1057 NW TERRACE RD
City	STUART
State	FL
Zip	34994-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BAHAMA TERRACE SEC 3 LOT 23 OR 340/1852
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	BAHAMA TERRACE
Legal Block	2
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1057 NW TERRACE RD, STUART, FL 34994-8930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 8, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	20233015011
Deed Book / Page	3373 / 1244
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 8, 2023
Property Address	1057 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0033731244
Book / Page	3373 / 1244
Map Reference	MB 4 PG 18
Instrument Date	May 5, 2023
Instrument	3015011
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8146 SE WREN AVE, HOBE SOUND, FL 33455-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 NW TERRACE RD, STUART, FL 34994-8930

Mortgage

Document Number	0033731247
Date	May 8, 2023
Instrument	3373/1247

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1057 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0030712582
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1057 NW TERRACE RD STUART FL 349948930, STUART, FL 34994-8930

Mortgage

Document Number	0030712582
Date	Jul 18, 2019
Book Page	003071/002582
Instrument	2765749

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (-5.18%) Homeowner's exemption	$365,990 (+156.12%) Land $210,000 Building $155,990	$365,990 (+14.19%) Land $210,000 Building $155,990
2024	$6,080.00 (+222.03%)
2023	$1,888.00 (+4.31%) Additional exemption filed	$142,900 (+3%)	$320,510 (+17.87%) Land $210,000 Building $110,510
2022	$1,810.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$138,738	$271,920 Land $186,380 Building $85,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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