1049 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 1049 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,115 sqft · built 1964
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Company Names on Record
Last Sale	$160,000 (May 2005)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-37-41-002-000-0021.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-002-000-0021.0-3-0000`
Alternative APNs	`32-37-41-002-000-00210-3` `8494`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8494
Street Address	1049 NW TERRACE RD
City	STUART
State	FL
Zip	34994-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BAHAMA TERRACE SEC 3 LOT 21
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	BAHAMA TERRACE
Legal Block	2
Legal Lot Number	21
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1049 NW TERRACE RD, STUART, FL 34994-8930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 8, 2018	Deed of Trust, Mortgage · Line of Credit POWER FINANCIAL CU
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2005 · Amount on Record
Deed Sale	May 31, 2005 · Amount on Record
Prior Sale	Jan 25, 2000 · Amount on Record
Deed Document Number	20051843281
Deed Book / Page	2019 / 302
Last Transfer Date	Aug 22, 2023
Transfer Doc	0033951661
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 7, 2023
Property Address	1049 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0033951661
Book / Page	3395 / 1661
Map Reference	MB 4 PG 18
Instrument Date	Aug 22, 2023
Instrument	3034534
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 NW TERRACE RD, STUART, FL 34994-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1049 NW TERRACE RD, STUART, FL 34994-8930

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1049 NW TERRACE RD, STUART, FL 34994-8930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029910321
Date	May 8, 2018
Book Page	02991/0321
Instrument	2693311

Lender

Name	POWER FINANCIAL CU
Type	Credit Union
Address	PEMBROKE PINES, FL 33028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 5, 2018
Property Address	1049 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0029842147
Book / Page	002984 / 002147
Instrument Date	Mar 27, 2018
Instrument	2687446
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 NW TERRACE RD STUART FL 349948930, STUART, FL 34994-8930

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (-0.64%) Homeowner's exemption	$151,197 (+5.99%)	$329,930 (+3.04%) Land $210,000 Building $119,930
2024	$2,033.00 (+2.94%)
2023	$1,975.00 (+4%) Additional exemption filed	$142,657 (+3%)	$320,190 (+16.25%) Land $210,000 Building $110,190
2022	$1,899.00 Homeowner's exemption	$138,502	$275,440 Land $186,380 Building $89,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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