Effingham County property record for 101 Cook St, Springfield, GA 31329 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,694 sqft · built 2021 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2023) |
| Tax Bill | $4,822 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S110A-001-000 |
| Primary APN | S110A-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 114 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30454 |
|---|---|
| Street Address | 101 COOK ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .324 AC LOT 1 (OUT S118-10) PLT 28/794-796 |
| Legal Subdivision | DASHER POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30209 |
Source: Effingham County records · APN S110A-001-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · USDA Mortgage BLUE WATER MORTGAGE |
| May 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Dec 04, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 10, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| May 26, 2023 | Warranty Deed, Transfer |
| Dec 13, 2021 | Warranty Deed, Transfer |
| Nov 15, 2021 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage TOWNE MORTGAGE OF THE CAROLINAS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 20231327 |
| Deed Book / Page | 2849 / 905 |
| Prior Transfer Date | Dec 13, 2021 |
| Prior Transfer Doc | 002750/619 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000003009/0000000405 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 0000003009/0000000405 |
| Name | BLUE WATER MORTGAGE |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002689/0000000038 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 0000002689/0000000038 |
| Instrument | 005843 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000002884/0000000433 |
|---|---|
| Date | Dec 04, 2023 |
| Book Page | 0000002884/0000000433 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 10, 2024 |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 002919/411 |
| Book / Page | 2919 / 411 |
| Instrument Date | Jun 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | GA |
| Document Number | 0002919414 |
|---|---|
| Date | Jul 10, 2024 |
| Instrument | 2919/414 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 26, 2023 |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 002849/905 |
| Book / Page | 2849 / 905 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023-001327 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 13, 2021 |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 002750/619 |
| Book / Page | 2750 / 619 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021-004082 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Nov 15, 2021 |
| Property Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 002745/686 |
| Book / Page | 2745 / 686 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021-003747 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000002745/0000000688 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 0000002745/0000000688 |
| Instrument | 014364 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 (+6%) Homeowner's exemption | $146,384 (+5.15%) Land $22,800 Building $123,584 | $365,959 (+5.15%) Land $57,000 Building $308,959 |
| 2024 | $4,549.00 (+22.02%) | $139,208 (+1.05%) Land $22,800 Building $116,408 | $348,020 (+1.05%) Land $57,000 Building $291,020 |
| 2022 | $3,728.00 Homeowner's exemption | $137,759 Land $16,000 Building $121,759 | $344,397 Land $40,000 Building $304,397 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Moderate above 44% of the US · above 39% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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