108 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 108 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,148 sqft Living Area
Lot Size	16,509 sqft (0.379 acres)
Occupancy	Owner Occupied
Last Sale	$212,400 (2003)
Tax Bill	$2,354.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-1080`

Interior

Full Baths	2 Baths
Building Area	2,148 sqft Living Area
Gross Area	2,869 sqft Gross Area
1st Floor	2,148 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,509 sqft (0.379 acres)
Driveway	Driveway Concrete
Driveway Area	320 sqft Driveway
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	108 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9264
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 108 OR 979 PG 1752 OR 2118/1932-RDMN TRUST
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Block	1C02
Legal Lot Number	108
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1080

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2003 · Amount on Record
Deed Sale	Sep 09, 2003 · Amount on Record
Deed Book / Page	979 / 1752
Last Transfer Date	Mar 16, 2016
Transfer Doc	0021181932
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (-16.31%) Homeowner's exemption Senior Citizen's exemption	$211,834 (+5.99%)	$386,436 (+2.73%) Land $59,000 Building $327,436
2024	$2,354.00 (+3.02%)
2023	$2,285.00 (+11.19%) Homeowner's exemption Additional exemption filed	$199,868 (+3%)	$376,164 (+8.25%) Land $59,000 Building $317,164
2022	$2,055.00 Homeowner's exemption Additional exemption filed	$194,047	$347,496 Land $59,000 Building $288,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.