PO BOX 420 SALADO TX 765710420, SALADO, TX 76571-0420
Mortgage
Document Number
0000057882
Date
Dec 18, 2019
Book Page
011122/000772
Instrument
57882
Lender
Name
CENTRAL NAT'L BK
Type
Bank
Address
TEMPLE, TX 76502-3232
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Dec 17, 2020
August 2019: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
BELL TX
Recording Date
Aug 15, 2019
Property Address
1051 FERGUSON MILL RD, SALADO, TX 76571-6517
Document Number
0000036298
Instrument Date
Aug 13, 2019
Instrument
2019-00036298
Transaction Type
Transfer
Record Updated
Sep 30, 2021
Title Company
FIRST COMMUNITY TITLE CO
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2321 HENRY CLOWER BLVD, 2321, SNELLVILLE, GA 30078-7419
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
313 ENGINEERS PASS, JARRELL, TX 76537-1697
Mortgage
Date
Aug 15, 2019
Lender
Name
CENTRAL NATIONAL BANK
Type
Subprime Lender
Special Notes
Seller Financed
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
Source: Bell County assessment roll, as of August 1, 2023
Property Jurisdictions
Type
Name
State
Texas
County
Bell County
Unified School District
Salado Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2023
$7,724.00 (-10.54%)Homeowner's exemption
$716,032Land $158,558Building $557,474
$716,032Land $158,558Building $557,474
2022
$8,634.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1051 Ferguson Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 73 policies
Nearby Flood Policies
73 in force
Nearby Flood Claims
7 (2005–2023)
Claims Outside the SFHA
1 of 7
Most Recent Claim
Mar 2023 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1051 Ferguson Mill Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2026
Lead
5 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Astound Broadband Cable
1,500 / 50
Altitude ISP Fixed Wireless
500 / 100
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
SOS Communications Fixed Wireless
100 / 20
May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.