1039 Ferguson Mill Rd, Salado, TX 76571 Property Records

Bell County property record for 1039 Ferguson Mill Rd, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 2019
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$472,400 (Dec 2020)
Tax Bill	$6,686 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0406072329`

Property Details

APN / Parcel Number

Primary APN	`0406072329`
Alternative APNs	`482117` `559462`

Interior

Stories	1 Story
Building Area	2,574 sqft Living Area
1st Floor Area	2,574 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Lot Area	22,651 sqft (0.52 acres)
Garage Area	831 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1039 FERGUSON MILL RD
City	SALADO
State	TX
Zip	76571-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALADO MILLS SUBDIVISION PHASE TWO, BLOCK 001, LOT 0003, ACRES .52
Legal Subdivision	SALADO MILLS SUBDIVISION PHASE TWO
Legal Block	1
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2029
Census Tract	23406

Owner

1039 Ferguson Mill Rd is owned and occupied by an individual who bought it in December 2020.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1039 FERGUSON MILL RD, SALADO, TX 76571-6517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202072964
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0000072964
Record Updated	Sep 20, 2026

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 30, 2020
Property Address	1039 FERGUSON MILL RD, SALADO, TX 76571-6517
Document Number	0000072964
Map Reference	DOC 2018-11 A&B
Instrument Date	Dec 29, 2020
Instrument	2020-00072964
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 904, BELTON, TX 76513-0904

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072965
Date	Dec 30, 2020
Instrument	2020-00072965

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Ferguson Mill Rd was $6,686 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,686.00	$580,046 Land $147,233 Building $432,813	$580,046 Land $147,233 Building $432,813
2023	$8,053.00 (-10.26%) Homeowner's exemption	$727,676 Land $147,233 Building $580,443	$727,676 Land $147,233 Building $580,443
2022	$8,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1039 Ferguson Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	7 (2005–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Ferguson Mill Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.