1048 Ferguson Mill Rd, Salado, TX 76571 Property Records

Bell County property record for 1048 Ferguson Mill Rd, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,148 sqft · built 1996
Lot Size0.893 acres (38,899 sqft)
Owner2 Individual Names on Record
Tax Bill$5,033 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN0544950129

Property Details

APN / Parcel Number

Primary APN0544950129
Alternative APNs
  • 169253
  • 783469

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,148 sqft Living Area
1st Floor Area1,600 sqft
2nd Floor Area548 sqft
FlooringCarpet
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area38,899 sqft (0.893 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Deck Area560 sqft
Storage Building320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1048 FERGUSON MILL RD
CitySALADO
StateTX
Zip76571-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0510BC G F LANKFORD, 50, ACRES .893
Legal SubdivisionG F LANKFORD
Legal Block2
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2029
Census Tract23406

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1048 FERGUSON MILL RD, SALADO, TX 76571-6507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
A+ FCU
Jan 17, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2014
Deed SaleJul 3, 2014
Deed Document Number201423910
Last Transfer DateJan 12, 2018
Transfer Doc0000001963
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1048 FERGUSON MILL RD, SALADO, TX 76571-6507
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005824
DateFeb 15, 2019
Instrument2019-00005824
Lender
NameA+ FCU
TypeCredit Union
AddressAUSTIN, TX 78723
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 1, 2024

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELL TX
Recording DateJan 17, 2018
Property Address1048 FERGUSON MILL RD, SALADO, TX 76571-6507
Document Number0000001963
Instrument DateJan 12, 2018
Instrument1963
Transaction TypeTransfer
Record UpdatedJan 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11475 STINNETT MILL RD SALADO TX 765716337, SALADO, TX 76571-6337

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,033.00 (+25.39%)$378,409 (-39.27%)$643,185 (+3.22%) Land $358,650 Building $284,535
2023$4,014.00 (-16.48%) Homeowner's exemption$623,121 Land $312,515 Building $310,606$623,121 Land $312,515 Building $310,606
2022$4,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims7 (2005–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Altitude ISP
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.

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