Bell County property record for 1040 Ferguson Mill Rd, Salado, TX 76571
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,148 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406072485 |
| Primary APN | 0406072485 |
|---|---|
| Alternative APNs |
|
| Lot Area | 36,590 sqft (0.839 acres) |
|---|
| Account Number | 589690 |
|---|---|
| Street Address | 1040 FERGUSON MILL RD |
| City | SALADO |
| State | TX |
| Zip | 76571-6507 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SALADO MILLS SUBDIVISION PHASE TWO REPLAT NO 1 (PT B1-3), BLOCK 003, LOT 013A, ACRES 0.84 |
| Legal Subdivision | SALADO MILLS SUBDIVISION PHASE TWO REPLA |
| Legal Block | 3 |
| Legal Lot Number | 13A |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTH BELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 23406 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1683, BELTON, TX 76513-5683 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 |
| Deed Sale | Aug 1, 2019 |
| Deed Document Number | 201900042279 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1040 FERGUSON MILL RD, SALADO, TX 76571-6507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 313 STONE MANOR DR, MC GREGOR, TX 76657-3909 |
| Document Number | 0000050293 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022050293 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Salado Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,148.00 (-7.25%) | $237,838 Land $237,838 | $237,838 Land $237,838 |
| 2022 | $3,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 7 (2005–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALADO WSC serves 11,460 people · EPA ID TX0140035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Altitude ISP Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.
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