1060 Ferguson Mill Rd, Salado, TX 76571 Property Records

Bell County property record for 1060 Ferguson Mill Rd, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details2,885 sqft · built 2019
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$831,915 (Oct 2022)
Tax Bill$8,089 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0406072347

Property Details

APN / Parcel Number

Primary APN0406072347
Alternative APNs
  • 482123
  • 862659

Interior

Stories1 Story
Building Area2,885 sqft Living Area
1st Floor Area2,885 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area22,651 sqft (0.52 acres)
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1060 FERGUSON MILL RD
CitySALADO
StateTX
Zip76571-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSALADO MILLS SUBDIVISION PHASE TWO, BLOCK 001, LOT 0009, ACRES .52
Legal SubdivisionSALADO MILLS SUBDIVISION PHASE TWO
Legal Block1
Legal Lot Number9
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2029
Census Tract23406

Owner

1060 Ferguson Mill Rd is owned and occupied by an individual who bought it in October 2022.

Source: Bell County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1060 FERGUSON MILL RD, SALADO, TX 76571-6507
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Vendor's Lien, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Jul 2, 2020Warranty Deed, Subdivision Related Transfer
UNIVERSITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on File
Deed SaleOct 5, 2022 · Amount on File
Prior SaleJul 2, 2020 · Amount on File
Deed Document Number202261970
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0000032669
Record UpdatedSep 20, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateOct 5, 2022
Property Address1060 FERGUSON MILL RD, SALADO, TX 76571-6507
Document Number0000061970
Map ReferenceDOC 2018-11A&B
Instrument DateSep 29, 2022
Instrument2022061970
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyFRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 FERGUSON MILL RD, SALADO, TX 76571-6507

Mortgage

Document Number0000061971
DateOct 5, 2022
Instrument2022061971
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJul 2, 2020
Property Address1060 FERGUSON MILL RD, SALADO, TX 76571-6507
Document Number0000032669
Instrument DateJun 30, 2020
Instrument32669
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 17, 2020
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1060 FERGUSON MILL RD SALADO TX 765716507, SALADO, TX 76571-6507

Mortgage

Document Number32670
DateJul 2, 2020
Instrument32670
Lender
NameUNIVERSITY CU
TypeCredit Union
AddressAUSTIN, TX 78759
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Mortgage

Document Number32671,
DateJul 2, 2020
Instrument32671
Lender
NameMISCELLANEOUS GOVT AGCY
Address8303 N MOPAC EXPY # A105, AUSTIN, TX 78759-8374
Agreement
AmountAmount on Record
Term240 Months
DueJul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1060 Ferguson Mill Rd was $8,089 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,089.00$637,052 Land $147,233 Building $489,819$637,052 Land $147,233 Building $489,819
2023$9,907.00 (+2.29%) Homeowner's exemption$703,688 Land $147,233 Building $556,455$703,688 Land $147,233 Building $556,455
2022$9,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1060 Ferguson Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims7 (2005–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1060 Ferguson Mill Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Altitude ISP
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.

Nearby Properties on Ferguson Mill Rd

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