Bell County property record for 1043 Ferguson Mill Rd, Salado, TX 76571
| Property Type | Single Family Home |
|---|---|
| Details | 2,710 sqft · built 2018 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,640 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406072332 |
| Primary APN | 0406072332 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,710 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| 2nd Floor Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 254 sqft |
| Account Number | 853175 |
|---|---|
| Street Address | 1043 FERGUSON MILL RD |
| City | SALADO |
| State | TX |
| Zip | 76571-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALADO MILLS SUBDIVISION PHASE TWO, BLOCK 001, LOT 0004, ACRES .53 |
| Legal Subdivision | SALADO MILLS SUBDIVISION PHASE TWO |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTH BELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 23406 |
1043 Ferguson Mill Rd is owned and occupied by an individual who acquired it in February 2021.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1043 FERGUSON MILL RD, SALADO, TX 76571-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 13, 2018 | Vendor's Lien, Subdivision Related Transfer ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 |
| Deed Sale | Dec 13, 2018 |
| Prior Sale | Dec 13, 2018 |
| Deed Document Number | 0000051498 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000007614 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 4, 2021 |
| Property Address | 1043 FERGUSON MILL RD, SALADO, TX 76571-6517 |
| Document Number | 0000007614 |
| Map Reference | PL 2018-11A&B |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2021007614 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1043 FERGUSON MILL RD, SALADO, TX 76571-6517 |
| Document Number | 0000007615 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021007615 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 13, 2018 |
| Property Address | 1043 FERGUSON MILL RD, SALADO, TX 76571-6517 |
| Document Number | 0000051498 |
| Map Reference | PL11A&B |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2018-00051498 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2716 BARTON CREEK BLVD APT 2012, 2012, AUSTIN, TX 78735-1675 |
| Document Number | 0000051499 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018-00051499 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Salado Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,640.00 (-10.62%) Homeowner's exemption | $653,313 Land $150,064 Building $503,249 | $653,313 Land $150,064 Building $503,249 |
| 2022 | $8,548.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1043 Ferguson Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 7 (2005–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1043 Ferguson Mill Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALADO WSC serves 11,460 people · EPA ID TX0140035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Altitude ISP Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.
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