Banks County property record for 1048 Duncan Rd, Commerce, GA 30530
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,097 sqft · built 2012 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,995 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B85 016 |
| Primary APN | B85 016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,097 sqft Heated Area |
| 1st Floor Area | 2,097 sqft |
| Basement Area | 2,097 sqft |
| Unfinished Basement | 2,097 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 552 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 450 sqft |
| Deck Area | 301 sqft |
| Patio Area | 301 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 2426 |
|---|---|
| Street Address | 1048 DUNCAN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | PB H-73 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970400 |
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1048 DUNCAN RD, COMMERCE, GA 30530-7039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2011 |
| Transfer Doc | 000369/577 |
| Record Updated | Jun 8, 2026 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,995.00 (+16.85%) Homeowner's exemption Senior Citizen's exemption | $244,111 (+6.16%) Land $73,131 Building $170,980 | $610,279 (+6.16%) Land $182,828 Building $427,451 |
| 2024 | $3,419.00 (+25.15%) Homeowner's exemption | $229,953 (+10.51%) Land $66,483 Building $163,470 | $574,882 (+10.51%) Land $166,207 Building $408,675 |
| 2023 | $2,732.00 (-2.81%) Homeowner's exemption | $208,092 (+20.16%) Land $65,656 Building $142,436 | $520,229 (+20.16%) Land $164,139 Building $356,090 |
| 2022 | $2,811.00 Homeowner's exemption | $173,174 Land $47,234 Building $125,940 | $432,937 Land $118,086 Building $314,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures