Banks County property record for 1291 Duncan Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,040 sqft · built 1994 |
| Lot Size | 6.59 acres (287,060 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,870 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B85 006 |
| Primary APN | B85 006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Heated Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 287,060 sqft (6.59 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 576 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Storage Building | 160 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1668 |
|---|---|
| Street Address | 1291 DUNCAN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR 5 PB 35-437 OR PB35-441 |
| Legal Tract | 5 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1291 DUNCAN RD, COMMERCE, GA 30530-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1995 |
| Deed Sale | Jan 1, 1995 |
| Deed Document Number | 0000094347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 1291 DUNCAN RD, COMMERCE, GA 30530-7023 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1291 DUNCAN RD, COMMERCE, GA 30530-7023 |
| Document Number | 0000000457/0000000628 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 0000000457/0000000628 |
| Name | ASSOCIATED CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,870.00 (-2.61%) Homeowner's exemption | $161,033 (+6.24%) Land $35,614 Building $125,419 | $402,582 (+6.24%) Land $89,035 Building $313,547 |
| 2024 | $2,947.00 (+37.65%) Homeowner's exemption | $151,581 (+21.06%) Land $32,376 Building $119,205 | $378,953 (+21.06%) Land $80,941 Building $298,012 |
| 2023 | $2,141.00 (-1.56%) Homeowner's exemption | $125,210 (+18.67%) Land $34,067 Building $91,143 | $313,025 (+18.67%) Land $85,168 Building $227,857 |
| 2022 | $2,175.00 Homeowner's exemption | $105,512 Land $26,421 Building $79,091 | $263,779 Land $66,052 Building $197,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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