902 Duncan Rd, Commerce, GA 30530 Property Records

Banks County property record for 902 Duncan Rd, Commerce, GA 30530 · Last verified November 2025

Property Highlights

Property TypeVacant Land > Private Preserve, Open Space
Lot Size1,641,776 sqft (37.6 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2023)
Tax Bill$743.00 (2025)

Owner

Source: Banks County records · APN B79 030

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address799 TRADITIONS WAY, JEFFERSON, GA 30549-7980
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY HOME LOANS
Aug 01, 2023Limited Warranty Deed, Transfer · Commercial Mortgage
AGGEORGIA FARM CREDIT
Feb 10, 2022Limited Warranty Deed, Transfer · Conventional Mortgage
AGGEORGIA FARM CREDIT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2023 · Amount on Record
Deed SaleAug 01, 2023 · Amount on Record
Prior SaleFeb 10, 2022 · Amount on Record
Deed Doc Number2023000605
Deed Book / Page547 / 577
Record RefreshedJun 08, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address902 DUNCAN RD, COMMERCE, GA 30530-7036
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address799 TRADITIONS WAY, JEFFERSON, GA 30549-7980

Mortgage

Document Number0000000574/0000000148
DateFeb 18, 2025
Book Page0000000574/0000000148
Lender
NameCAPITAL CITY HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateMar 01, 2020

August 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBANKS GA
Recording DateAug 01, 2023
Property Address902 DUNCAN RD, COMMERCE, GA 30530-7036
Document Number000547/577
Book / Page547 / 577
Instrument DateJul 27, 2023
Instrument2023000605
Transaction TypeTransfer
Record UpdatedApr 02, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address902 DUNCAN RD, COMMERCE, GA 30530-7036

Mortgage

Document Number0000000547/0000000579
DateAug 01, 2023
Book Page0000000547/0000000579
Lender
NameAGGEORGIA FARM CREDIT
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2043

February 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBANKS GA
Recording DateFeb 10, 2022
Property Address902 DUNCAN RD, COMMERCE, GA 30530-7036
Document Number000523/221
Book / Page523 / 221
Instrument DateFeb 10, 2022
Instrument2022-000142
Transaction TypeTransfer
Record UpdatedApr 02, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 340, NICHOLSON, GA 30565-0340

Mortgage

Document Number0000000523/0000000224
DateFeb 11, 2022
Book Page0000000523/0000000224
Lender
NameAGGEORGIA FARM CREDIT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2042

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$743.00 (-0.67%) Additional exemption filed$137,418 (+1.86%) Land $113,249 Building $24,169$343,544 (+1.86%) Land $283,122 Building $60,422
2024$748.00 (+164.31%) Additional exemption filed$134,908 (+48.81%) Land $111,265 Building $23,643$337,271 (+48.81%) Land $278,163 Building $59,108
2023$283.00 (-0.35%) Additional exemption filed$90,656 (-8.55%) Land $90,656$226,640 (-8.55%) Land $226,640
2022$284.00$99,127 Land $99,127$247,817 Land $247,817

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNB79 030
Alternative APN
  • 7748

Exterior

Lot Area1,641,776 sqft (37.6 acres)

Location & Zoning

Account Number7748
Street Address902 DUNCAN RD
CityCOMMERCE
StateGA
Zip30530-7036
Property UsageVacant Land Property Usage
TypeVacant Land > Private Preserve, Open Space
Legal DescriptionPB 27-45
JurisdictionBANKS GA
Minor Civil DivisionSOUTHEAST BANKS
Census Blockgroup1
Census Block1008
Census Tract970400

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