Banks County property record for 902 Duncan Rd, Commerce, GA 30530 · Last verified November 2025
| Property Type | Vacant Land > Private Preserve, Open Space |
|---|---|
| Lot Size | 1,641,776 sqft (37.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2023) |
| Tax Bill | $743.00 (2025) |
Source: Banks County records · APN B79 030
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 799 TRADITIONS WAY, JEFFERSON, GA 30549-7980 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS |
| Aug 01, 2023 | Limited Warranty Deed, Transfer · Commercial Mortgage AGGEORGIA FARM CREDIT |
| Feb 10, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage AGGEORGIA FARM CREDIT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2023 · Amount on Record |
| Deed Sale | Aug 01, 2023 · Amount on Record |
| Prior Sale | Feb 10, 2022 · Amount on Record |
| Deed Doc Number | 2023000605 |
| Deed Book / Page | 547 / 577 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 902 DUNCAN RD, COMMERCE, GA 30530-7036 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 799 TRADITIONS WAY, JEFFERSON, GA 30549-7980 |
| Document Number | 0000000574/0000000148 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 0000000574/0000000148 |
| Name | CAPITAL CITY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Mar 01, 2020 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Aug 01, 2023 |
| Property Address | 902 DUNCAN RD, COMMERCE, GA 30530-7036 |
| Document Number | 000547/577 |
| Book / Page | 547 / 577 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023000605 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 902 DUNCAN RD, COMMERCE, GA 30530-7036 |
| Document Number | 0000000547/0000000579 |
|---|---|
| Date | Aug 01, 2023 |
| Book Page | 0000000547/0000000579 |
| Name | AGGEORGIA FARM CREDIT |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2043 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Feb 10, 2022 |
| Property Address | 902 DUNCAN RD, COMMERCE, GA 30530-7036 |
| Document Number | 000523/221 |
| Book / Page | 523 / 221 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-000142 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 340, NICHOLSON, GA 30565-0340 |
| Document Number | 0000000523/0000000224 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 0000000523/0000000224 |
| Name | AGGEORGIA FARM CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2042 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $743.00 (-0.67%) Additional exemption filed | $137,418 (+1.86%) Land $113,249 Building $24,169 | $343,544 (+1.86%) Land $283,122 Building $60,422 |
| 2024 | $748.00 (+164.31%) Additional exemption filed | $134,908 (+48.81%) Land $111,265 Building $23,643 | $337,271 (+48.81%) Land $278,163 Building $59,108 |
| 2023 | $283.00 (-0.35%) Additional exemption filed | $90,656 (-8.55%) Land $90,656 | $226,640 (-8.55%) Land $226,640 |
| 2022 | $284.00 | $99,127 Land $99,127 | $247,817 Land $247,817 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | B79 030 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,641,776 sqft (37.6 acres) |
|---|
| Account Number | 7748 |
|---|---|
| Street Address | 902 DUNCAN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7036 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Private Preserve, Open Space |
| Legal Description | PB 27-45 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | SOUTHEAST BANKS |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 970400 |
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