Banks County property record for 905 Duncan Rd, Commerce, GA 30530 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 998 sqft Heated Area |
| Lot Size | 348,480 sqft (8 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2021) |
Source: Banks County records · APN B79 032A
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 905 DUNCAN RD, COMMERCE, GA 30530-7080 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2021 | Limited Warranty Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE |
| Apr 12, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Doc Number | 0000515623 |
| Deed Book / Page | 515 / 623 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Oct 28, 2021 |
| Property Address | 905 DUNCAN RD, COMMERCE, GA 30530-7080 |
| Document Number | 515/623 |
| Book / Page | 515 / 623 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-001112 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 DUNCAN RD, COMMERCE, GA 30530-7080 |
| Document Number | 0000000515/0000000625 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 0000000515/0000000625 |
| Name | UNITED WHOLESALE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 12, 2019 |
| Property Address | 905 DUNCAN RD, COMMERCE, GA 30530-7080 |
| Document Number | 0000464/50 |
| Book / Page | 464 / 50 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2019-000250 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2199 BOULDER SPRINGS DR, ELLENWOOD, GA 30294-1757 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $118,717 (+6.55%) Land $53,449 Building $65,268 | $296,793 (+6.55%) Land $133,623 Building $163,170 |
| 2024 | $2,155.00 (+37.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $111,414 (+14.64%) Land $48,590 Building $62,824 | $278,536 (+14.64%) Land $121,475 Building $157,061 |
| 2023 | $1,571.00 (-11.44%) Homeowner's exemption | $97,184 (+12.43%) Land $41,584 Building $55,600 | $242,959 (+12.43%) Land $103,960 Building $138,999 |
| 2022 | $1,774.00 Homeowner's exemption | $86,442 Land $38,155 Building $48,287 | $216,105 Land $95,388 Building $120,717 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | B79 032A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 998 sqft Heated Area |
| 1st Floor | 998 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 322 sqft Carport |
| Porch | Open Porch |
| Porch Area | 102 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 8465 |
|---|---|
| Street Address | 905 DUNCAN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7080 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 1 PB 35-381 / PB 28-80 |
| Legal Tract | 1 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | SOUTHEAST BANKS |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 970400 |
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