1285 Duncan Rd, Commerce, GA 30530 Property Records

Banks County property record for 1285 Duncan Rd, Commerce, GA 30530

Property Summary

Property TypePrivate Preserve, Open Space Vacant Land
Details1,300 sqft · built 1968
Lot Size40.8 acres (1,778,555 sqft)
OwnerIndividual Name on Record
Last Sale$57,000 (May 1985)
Tax Bill$304 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNB85 015

Property Details

APN / Parcel Number

Primary APNB85 015
Alternative APN
  • 893

Interior

Stories1 Story
Building Area1,300 sqft
FlooringPlywood
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Exterior MaterialAluminum/Vinyl
Lot Area1,778,555 sqft (40.8 acres)
Garage Area495 sqft

Exterior Amenities

Pool TypeVinyl-Lined Pool
Pool Area300 sqft
PorchPorch
Porch Area444 sqft
Patio Area594 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number893
Street AddressDUNCAN RD
CityCOMMERCE
StateGA
Zip30530
Property CategoryVacant Land
Property TypeVacant Land > Private Preserve, Open Space
Local Zoning CodeARR
Legal DescriptionTR 4 PB 35-441
Legal Tract4
JurisdictionBANKS GA
Township / Civil DivisionSOUTHEAST BANKS
Census Block Group1
Census Block1001
Census Tract970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1293 DUNCAN RD, COMMERCE, GA 30530-7023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1985 · Amount on Record
Deed SaleMay 1, 1985 · Amount on Record
Deed Document Number0000034469
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property AddressDUNCAN RD, COMMERCE, GA 30530
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000444/60
DateOct 30, 2017
Book Page444/60
Lender
NameCLARK HAROLD E
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304.00 Additional exemption filed$99,856 (+6.32%) Land $99,856$249,640 (+6.32%) Land $249,640
2024$304.00 (-0.65%) Additional exemption filed$93,920 (+2.7%) Land $93,920$234,800 (+2.7%) Land $234,800
2023$306.00 (-84.18%) Additional exemption filed$91,451 Land $91,451$228,627 Land $228,627
2022$1,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Duncan Rd

Nearby Streets

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