1033 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 1033 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,250 sqft · built 1962
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2021)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Aug 2022 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-37-41-002-000-0017.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-002-000-0017.0-1-0000`
Alternative APNs	`32-37-41-002-000-00170-1` `8490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,250 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,884 sqft (0.181 acres)
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Deck Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8490
Street Address	1033 NW TERRACE RD
City	STUART
State	FL
Zip	34994-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAHAMA TERRACE SEC 3 LOT 17
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	BAHAMA TERRACE
Legal Block	2
Legal Lot Number	17
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

1033 NW Terrace Rd is owned and occupied by two individuals who acquired it in June 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1033 NW TERRACE RD, STUART, FL 34994-8930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Intrafamily Transfer, Transfer
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	20212922129
Deed Book / Page	3266 / 1987
Last Transfer Date	Jun 30, 2022
Transfer Doc	0033300441
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 11, 2022
Property Address	1033 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0033300441
Book / Page	3330 / 441
Map Reference	MB 4 PG 19
Instrument Date	Jun 30, 2022
Instrument	2975337
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 NW TERRACE RD, 1033, STUART, FL 34994-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1033 NW TERRACE RD, STUART, FL 34994-8930

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 25, 2021
Property Address	1033 NW TERRACE RD, STUART, FL 34994-8930
Document Number	0032661987
Book / Page	3266 / 1987
Map Reference	MB 4 PG 18
Instrument Date	Oct 25, 2021
Instrument	2922129
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 NW SPRUCE RIDGE DR, 1303, STUART, FL 34994-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 NW TERRACE RD, STUART, FL 34994-8930

Mortgage

Document Number	0032661989
Date	Oct 25, 2021
Instrument	3266/1989

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1033 NW Terrace Rd was $6,356, down 4.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,356.00 (-4.18%)	$357,050 Land $210,000 Building $147,050	$357,050 Land $210,000 Building $147,050
2024	$6,633.00 (+6.37%)
2023	$6,236.00 (+12.52%)	$325,028 (+1%)	$350,000 (+18.45%) Land $210,000 Building $140,000
2022	$5,542.00	$295,480 Land $186,380 Building $109,100	$295,480 Land $186,380 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 NW Terrace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 NW Terrace Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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