Franklin County property record for 1041 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba |
| Lot Size | 0.523 acres (22,809 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2022) |
| Tax Bill | $3,893 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2006 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-10-19-002.00 |
| Primary APN | 085-10-19-002.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,809 sqft (0.523 acres) |
| Lot Dimensions | 170 ft deep x 230 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 76921 |
|---|---|
| Street Address | 1041 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLANDS BLK A LOT 2 |
| Legal Subdivision | WOODLANDS |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70706 |
Source: Franklin County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 3, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 17, 2006 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Aug 3, 2022 | Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 2, 2008 | Deed, Transfer CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Prior Sale | Jul 2, 2008 · Amount on Record |
| Deed Document Number | 2022670673 |
| Deed Book / Page | 614 / 541 |
| Last Transfer Date | Aug 26, 2026 |
| Transfer Doc | 0000949756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 3, 2026 |
| Property Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Document Number | 0000949756 |
| Book / Page | 648 / 795 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026949756 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Document Number | 0000949760, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 2026949760 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1004/112 |
|---|---|
| Date | Mar 17, 2006 |
| Book Page | M1004/112 |
| Instrument | 296306 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 3, 2022 |
| Property Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Document Number | 00D614/541 |
| Book / Page | D614 / 541 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 670673 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1019 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Name | Verified Name |
|---|---|
| Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Document Number | 0000670674 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 670674 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 2, 2008 |
| Property Address | 1041 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Document Number | 00D507/222 |
| Book / Page | D507 / 222 |
| Instrument Date | Jun 27, 2008 |
| Instrument | 331805 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 MAHAN CT, FRANKFORT, KY 40601-8753 |
| Name | Verified Name |
|---|---|
| Address | 1019 E MAIN ST, FRANKFORT, KY 40601-2548 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,893.00 (+0.26%) | $325,000 (-) Land $50,000 Building $275,000 | $325,000 (-) Land $50,000 Building $275,000 |
| 2023 | $3,883.00 | $325,000 | $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (2013–2018) |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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