Franklin County property record for 1038 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | built 1952 |
| Lot Size | 0.36 acres (15,695 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Aug 2012) |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-10-18-012.00 |
| Primary APN | 085-10-18-012.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,695 sqft (0.36 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 59728 |
|---|---|
| Street Address | 1038 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HILLS LOT 9 |
| Legal Subdivision | INDIAN HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 70101 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1038 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2012 · Amount on Record |
| Deed Sale | Aug 21, 2012 · Amount on Record |
| Prior Sale | Mar 27, 2012 · Amount on Record |
| Deed Document Number | 2012390460 |
| Deed Book / Page | 534 / 674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 1038 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1546/128 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | M1546/128 |
| Instrument | 507346 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (-4.59%) | $103,000 (-) Land $20,000 Building $83,000 | $103,000 (-) Land $20,000 Building $83,000 |
| 2023 | $676.00 (-8.65%) | $103,000 (-) | $103,000 (-) |
| 2022 | $740.00 Homeowner's exemption | $103,000 | $103,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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