Franklin County property record for 1042 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | built 1951 |
| Owner | Individual Name on Record |
| Last Sale | $124,500 (May 2019) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-10-18-011.00 |
| Primary APN | 085-10-18-011.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 70969 |
|---|---|
| Street Address | 1042 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HILLS LOT 10 |
| Legal Subdivision | INDIAN HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 70101 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1042 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | Jun 2, 2010 · Amount on Record |
| Deed Document Number | 2019489389 |
| Deed Book / Page | 585 / 630 |
| Prior Transfer Date | Jul 8, 2005 |
| Prior Transfer Doc | D483/852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 28, 2019 |
| Property Address | 1042 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | D585/630 |
| Book / Page | D585 / 630 |
| Map Reference | DD 122 PG 191 |
| Instrument Date | May 24, 2019 |
| Instrument | 489389 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5525, FRANKFORT, KY 40602-5525 |
| Name | Verified Name |
|---|---|
| Address | 1042 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 489390 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 489390 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0M1490/609 |
|---|---|
| Date | May 28, 2019 |
| Book Page | M1490/609 |
| Instrument | 489391 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+0.27%) | $124,500 (-) Land $20,000 Building $104,500 | $124,500 (-) Land $20,000 Building $104,500 |
| 2023 | $1,487.00 (+0.88%) | $124,500 (-) | $124,500 (-) |
| 2022 | $1,474.00 | $124,500 | $124,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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