Franklin County property record for 1020 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.509 acres (22,170 sqft) |
| Owner | Company Name on Record |
| Last Sale | $226,000 (Feb 2022) |
| Tax Bill | $2,707 (2025) |
| Deeds & Mortgages | Jan 2025 Sale Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-10-18-016.00 |
| Primary APN | 085-10-18-016.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,170 sqft (0.509 acres) |
| Lot Dimensions | 145 ft deep x 130 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 75997 |
|---|---|
| Street Address | 1020 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HILLS LOT 4 & 1/2 LT5 |
| Legal Subdivision | INDIAN HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 4,1 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 70101 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 525 LUCAS LN, FRANKFORT, KY 40601-8066 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 24, 2025 | Deed, Transfer |
| Feb 15, 2022 | Deed, Transfer · Conventional Mortgage L&N FCU |
| May 10, 2018 | Deed, Transfer · Commercial Mortgage FIRST FSB (FRANKFORT KY) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 2022656997 |
| Deed Book / Page | 609 / 788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 24, 2025 |
| Property Address | 1020 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 00D633/572 |
| Book / Page | D633 / 572 |
| Instrument Date | Jan 10, 2025 |
| Instrument | 861924 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 LUCAS LN, FRANKFORT, KY 40601-8066 |
| Name | Verified Name |
|---|---|
| Address | 525 LUCAS LN, FRANKFORT, KY 40601-8066 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 15, 2022 |
| Property Address | 1020 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 00D609/788 |
| Book / Page | D609 / 788 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 656997 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 CEDAR CREST LN, FRANKFORT, KY 40601-7634 |
| Name | Verified Name |
|---|---|
| Address | 1020 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 0000656998 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 656998 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 10, 2018 |
| Property Address | 1020 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 00D577/238 |
| Book / Page | D577 / 238 |
| Instrument Date | May 10, 2018 |
| Instrument | 474093 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX BOIX, LOUISVILLE, KY 40253 |
| Name | Verified Name |
|---|---|
| Address | 1020 E MAIN ST, FRANKFORT, KY 40601-2562 |
| Document Number | 0000474094 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 474094 |
| Name | FIRST FSB (FRANKFORT KY) |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2048 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,707.00 (+0.26%) | $226,000 (-) Land $25,000 Building $201,000 | $226,000 (-) Land $25,000 Building $201,000 |
| 2023 | $2,700.00 (+8.61%) | $226,000 (+7.62%) | $226,000 (+7.62%) |
| 2022 | $2,486.00 | $210,000 | $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures